
at ING Bank
OtherPosted 3 days ago
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**Intermediate Credit Analyst** responsible for analyzing financial statements (Income Statement, Balance Sheet, Cash Flow Statement), interpreting loan agreements, and ensuring financial covenants compliance. Key tasks include preparing overdue ratings, covenant, and financial reports, conducting sectoral risk assessments, and collaborating with global teams across Wholesale Banking domains, such as corporate, real estate, and financial institutions. Strong credit, analytical, and technical skills required, with 3-5 years of relevant experience in credit analysis. Proficiency in financial analysis tools and credit analysis systems essential.
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Full Job Description
Analysing financial statements (Income Statement, Balance Sheet and Cash Flow Statement) of public and private companies and inputting the required data into various credit analysis systems. Screening the loan agreements and understanding the financial covenants applicable to the borrower. Preparation of various reports for lending teams across the globe for overdue ratings, covenants and financials we want to be able to proactively help the lending teams resolve any issues before they may arise. Conducting background research independently to understand the broad drivers that guide various sectors in which the borrowers operate with a view to performing a brief risk assessment, resulting in an appropriate risk rating. You will tap into your credit, analytical and technical skills while working collaboratively with your local and global peers and management teams. You will work with engaged managers and have exposure to global teams across all areas of Wholesale Banking (e.g., corporate, real estate, and financial institutions etc).





