About the job

• The Credit Analysts main mission is to produce high-quality Credit Proposals in a timely and efficient manner to enable BNP Paribas Corporate Coverage to do new business with clients, such as gaining credit committee approval for new business, manage exposure to credit risk and meet its regulatory requirements through Annual Reviews

Your Main Activities Are

• Assess Counterparty and Credit Risk 
  • Collect and monitor key information on clients, such as annual reports, financial statements, web site information, requesting and analysing internal inputs for business line memos
  • Liase with Relationship Managers to gain in-depth knowledge of client environment, strategy management, resources and financials
  • Analyse and summarise the counterparty and credit risk on clients and prospects
• Prepare Credit Proposals 
  • Complete Credit Proposals compliant with guidelines, quality standards and policies
  • Participate in the continuous improvement of credit process efficiency
• Monitor Credit Risk
  • Ensure the follow-up of client exposure and monitor global credit risks by alerting on any change in ratings, any major event or material evolution
  • Monitor clients covenants, strategy implementation and risk profile 
  • Maintain portfolio reports and use proactively the internal credit tools

Profile and Skills to Success

• Bachelors degree in Economics, Finance, Accounting or any related fields
• At least 2 years of experience in Financial Analysis or Financial Advisory
• Excellent communication skills and fluency in English, both written and oral 
• Proficiency in Microsoft Office tools, particularly Excel
• Attention to detail with an analytical approach with ability to synthetize
• Ability to collaborate with others  

#LI-Hybrid

Why joining BNP Paribas? 

BNP Paribas, the European leader in banking and financial services in Europe, operates in 64 countries and has nearly 180,000 employees. The Group is structured around three operating divisions. Its business lines cooperate closely, as part of our integrated model, to meet the needs of all our clients in a coordinated manner:

Our presence in Portugal

In Portugal since 1985, BNP Paribas today has more than 9.700 employees, distributed across the Group's 10 business entities established in the country. Its presence also extends to 11 excellence centres providing value-added services to various countries where the BNP Paribas Group also operates.

Diversity and Inclusion Commitment

BNP Paribas ambition is to cultivate an open and responsive environment for all that encourages collaboration and interaction. We demonstrate our commitment by actively contributing to the Groups Diversity and Inclusion strategy and goals, in line with the United Nations Sustainable Development Goals. As part of our local Corporate and Social Responsibility - Diversity & Inclusion strategy, BNP Paribas Portugal is committed to:

To foster the effort of BNP Paribas Portugal, multiple initiatives and events take place throughout the year where our people can find out more on the importance of diversity inclusion at the workplace and in our society.

Remote Working Conditions

At BNP Paribas, we embrace a Smart Working framework based on trust, autonomy and collaboration. Within this framework, eligible employees can benefit from flexible remote working options adapted to our hybrid working environment. To ensure a comfortable and efficient working setup, eligible employees are provided with both office and home equipment, are entitled to an equipment allowance and can benefit from exclusive partnerships to purchase additional items at reduced prices. 

Commitment towards work/life balance

Supporting employees in a hybrid way of working while providing them with the means to maintain a work-life balance is an essential dimension of our Smart Working program. At BNP Paribas, we care about our employees wellbeing and promote a culture of good integration between work and personal life. 

To find out more on why you should join BNP Paribas please read our Employee Value Proposition(Opens in a new tab) and our Career path page(Opens in a new tab).

* Please note that only applications submitted in English will be considered. 

* In case you are selected for this role, further documentation will be requested to support your hiring process.