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Credit Initiation Specialist 4

ExperiencedNo visa sponsorship
Citi logo

at Citi

Bulge Bracket Investment Banks

Posted 3 days ago

No clicks

**Credit Initiation Specialist 4**: Begin entry-level role in credit assessment, determining loan terms without undue risk. Key responsibilities include applying higher credit limits, supporting diverse products, and demonstrating technical expertise. Candidates require 1-3 years of relevant experience, strong attention to detail, and clear communication skills. High school diploma or equivalent is essential. Full-time position with Citi, promoting equal opportunity.

Compensation
Not specified

Currency: Not specified

City
Not specified
Country
India

Full Job Description

Credit Initiation Specialist 4

Apply (opens in new window)
Save

Job Req Id:

26975112

Location(s):

Pune, Maharashtra, India

Job Type:

On-Site/Resident

Posted:

Jul. 03, 2026

Discover your future at Citi

Working at Citi is far more than just a job. A career with us means joining a team of more than 230,000 dedicated people from around the globe. At Citi, youll have the opportunity to grow your career, give back to your community and make a real impact.

Job Overview

The Credit Initiation Specialist 4 is an entry level position responsible for assisting in assessing the ability of individuals, companies and institutions to meet the demands of loans, agreements and extended obligations in coordination with the Operations - Services team.The overall objective of this role is to minimize threats to the company by determining the terms or level of credit that can be granted without undue risk.

Responsibilities:

  • Apply a higher credit authority limit, credit limits may vary depending on the country
  • Support an expansive array of products/services under limited supervision
  • Demonstrate technical/administrative expertise
  • Apply understanding of how duties relate with others in the unit and how the unit integrates with others in accomplishing function objectives
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

  • 1-3 years relevant experience
  • Specialized functional area skills and basic knowledge of underlying professional/technical principles or standards
  • Knowledge of broad work area procedures and activities
  • Attention to detail and task accuracy
  • Detailed knowledge of a wide range of specialized administrative/technical skills
  • Must pass all local requirements from a policy standpoint to analyze credit viability
  • Consistently demonstrates clear and concise written and verbal communication

Education:

  • High School diploma or equivalent

------------------------------------------------------

Job Family Group:

Operations - Services

------------------------------------------------------

Job Family:

Credit Initiation

------------------------------------------------------

Time Type:

Full time

------------------------------------------------------

Most Relevant Skills

Please see the requirements listed above.

------------------------------------------------------

Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

------------------------------------------------------

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi( opens in new window).

View Citis EEO Policy Statement( opens in new window) and the Know Your Rights( opens in new window) poster.

Apply (opens in new window)
Save

Credit Initiation Specialist 4

Compensation

Not specified

City: Not specified

Country: India

Citi logo
Bulge Bracket Investment Banks

3 days ago

No clicks

at Citi

ExperiencedNo visa sponsorship

**Credit Initiation Specialist 4**: Begin entry-level role in credit assessment, determining loan terms without undue risk. Key responsibilities include applying higher credit limits, supporting diverse products, and demonstrating technical expertise. Candidates require 1-3 years of relevant experience, strong attention to detail, and clear communication skills. High school diploma or equivalent is essential. Full-time position with Citi, promoting equal opportunity.

Full Job Description

Credit Initiation Specialist 4

Apply (opens in new window)
Save

Job Req Id:

26975112

Location(s):

Pune, Maharashtra, India

Job Type:

On-Site/Resident

Posted:

Jul. 03, 2026

Discover your future at Citi

Working at Citi is far more than just a job. A career with us means joining a team of more than 230,000 dedicated people from around the globe. At Citi, youll have the opportunity to grow your career, give back to your community and make a real impact.

Job Overview

The Credit Initiation Specialist 4 is an entry level position responsible for assisting in assessing the ability of individuals, companies and institutions to meet the demands of loans, agreements and extended obligations in coordination with the Operations - Services team.The overall objective of this role is to minimize threats to the company by determining the terms or level of credit that can be granted without undue risk.

Responsibilities:

  • Apply a higher credit authority limit, credit limits may vary depending on the country
  • Support an expansive array of products/services under limited supervision
  • Demonstrate technical/administrative expertise
  • Apply understanding of how duties relate with others in the unit and how the unit integrates with others in accomplishing function objectives
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

  • 1-3 years relevant experience
  • Specialized functional area skills and basic knowledge of underlying professional/technical principles or standards
  • Knowledge of broad work area procedures and activities
  • Attention to detail and task accuracy
  • Detailed knowledge of a wide range of specialized administrative/technical skills
  • Must pass all local requirements from a policy standpoint to analyze credit viability
  • Consistently demonstrates clear and concise written and verbal communication

Education:

  • High School diploma or equivalent

------------------------------------------------------

Job Family Group:

Operations - Services

------------------------------------------------------

Job Family:

Credit Initiation

------------------------------------------------------

Time Type:

Full time

------------------------------------------------------

Most Relevant Skills

Please see the requirements listed above.

------------------------------------------------------

Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

------------------------------------------------------

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi( opens in new window).

View Citis EEO Policy Statement( opens in new window) and the Know Your Rights( opens in new window) poster.

Apply (opens in new window)
Save