Hello, were Starling.

Banking was broken so we decided to fix it. The vision? Fast technology, fair service and honest values. All at the tap of a phone, all the time. We built Britains first digital bank. One hard-won banking licence later, we set about giving people a new way to spend, save and manage their money (and take better care of the planet, too). Were changing banking for good. Back then, we were obsessed with unravelling the knotty world of finance and solving peoples problems rather than selling them stuff. We still are.

Since then, weve grown. A lot. Over four million accounts (and four account types!). A team of thousands. Headquartered in London with offices in Cardiff, Dublin, Manchester and Southampton. Seven years voted Which? Recommended Provider and Britain's Best Banking Brand. Still zero branches. Our culture is open, inclusive and focused on solving real customer problems, with an emphasis on doing the right thing, even when its not always the easy thing. From our approach to working together and sustainability to how we build our products, our decisions need to make the world and Starling a better place to be. Everyone at Starling is essential to our mission, which is really quite simple: to solve our customers problems and build the best bank in the world!

And now we're providing Starling to other banks, via a Software-as-a-Service (SaaS) proposition through our subsidiary Engine, using the proprietary technology platform that it uses to power our own bank.

As Senior Legal Counsel - SBL Legal, youll primarily primarily manage and work on retail financial products and services. 

It's a fantastic opportunity to join a friendly, dynamic team, work on a broad mix of initiatives, and make your mark at one of the UK's most exciting fintechs.

What you'll be doing

• Providing expert legal advice on retail banking products, consumer credit and payments propositions, and strategic initiatives. From concept through to implementation, for both retail consumers and SME businesses.
• Interpreting regulatory change and translating it into practical, commercially focused advice on the impact across the business.
• Horizon-scanning for upcoming regulatory developments and helping the business prepare early.
• Identifying and assessing areas of legal and regulatory risk in line with the enterprise risk management framework, balancing commercial objectives with the delivery of good customer outcomes.
• Attending governance fora and providing legal input into key decisions and approvals.
• Supporting product and engineering squads day-to-day, giving them clear, pragmatic guidance they can act on.
• Working alongside Compliance, Financial Crime and Risk (second and third lines), and engaging with regulators (FCA/PRA) where required.
• Managing external counsel and panel firms, including instructions and budget, where appropriate.