Job Summary

Inbound Virtual Relationship Manager will support Singapore market which plays a critical role in amplifying the WRB Contact Centres ambition to deliver an International Wealth Manager experience, servicing multi-market relationships and treating every client interaction as an opportunity to create value. 

The Inbound Virtual RM will serve the premium, priority and private client segments on a cross-border basis to play a critical frontline role in delivering high quality servicing, troubleshooting client queries, and providing sales support. The role provides personalised, insight led client interactions within a virtual servicing model, while protecting service continuity and managing risk. The role combines good relationship management, sound product and process knowledge, and effective use of digital and AI enabled tools to deliver a trusted client experience across markets. The role will work closely with team leaders, RMs, technology support and the operations team to perform responsibilities.

All WRB Contact Centre colleagues will be measured against these 5 KPIs: high-quality service, value creation, talent development, digital enablement and operational efficiency. All role holders will also be expected to demonstrate these valued behaviours in the delivery of responsibilities: client centricity, innovation, and collaboration.

Key Responsibilities

Client Service & Experience
   Deliver a high-quality, trusted frontline service for clients by resolving client queries in a timely and accurate manner across inbound virtual channels, with minimal hand-offs and in accordance with KPIs. 
   Support the functions digital enablement by monitoring the automated processes and requests across multi-market systems and ensure timely intervention where required. Requests include account and transaction, card service (credit/debit), wealth management service, personal and contact data service, and password and security service.
   Support continuous improvement by tracking and acting on client feedback, service insights and recurring pain points to ultimately enhance the end-to-end client experience.

Sales Process Execution 
   Ensure the functions operational efficiency and a smooth cross-border client experience through product set-up walkthroughs and the documentation process, facilitate documentation signing, and resolve client queries around KYC outreach, transaction confirmation and follow-ups.
   For automated processes, oversee and monitor the sales closure (document management, contract signing, product set up status), KYC outreach, and transaction confirmation, ensuring timely intervention where cross-border, market-specific or documentation-related complexities arise.
   Enhance the client and stakeholder experience, and comply with governance requirements by tracking and raising process gaps, emerging trends and improvement opportunities.

Sales Support & Value Creation
   Contribute to value creation by supporting servicetosales opportunities, including documentation support, product setup walkthroughs and followups initiated through service interactions.
   Identify clear opportunities to deepen client relationships and route appropriately to RMs or specialist channels in line with segment strategy and regulatory requirements.
   Contribute to affluent growth priorities by supporting upgrades, engagement and retention through highquality virtual interactions (where within role scope).

Digital & AI Fluency 
   Deliver an efficient and consistent client service through digitally enabled tools and technologies (e.g. CRM systems, agentic AI, speech analytics, guided workflows, insights, quality monitoring).
   Inform personalised client interactions  by leveraging real-time data-driven insights provided through digital and AI tools.
   Improve service quality and productivity by demonstrating learning agility and continuously building confidence and capability in new digital, AI and agentic tools.

Risk Management, Governance & Compliance
   Maintain strong risk and control discipline by complying with all regulatory, compliance and control requirements including KYC, AML, sanctions, fraud prevention and information security, while applying these in cross-border servicing and sales contexts. 
Protect clients and the Bank through secure handling of customer data, accurate audit-ready documentation, and timely escalation of disputes, unusual activity or control weaknesses 

Key Competencies

   Digital, tech and AI literacy
   Product and process knowledge
   Risk, compliance & conduct
   Banking processes & procedures
   Communication
   Industry knowledge financial services
   Accountability
   Critical thinking and problem-solving
   Learning agility
   Relationship building
   Resilience and adaptability 

Motivations

   Energised by solving client problems proactively, with consideration for customer personas, cultural nuances, macroeconomic factors, and the broader context shaping client priorities. 
   Thrives in a virtual, fast-paced environment that requires use of digital, technology and AI fluency, alongside sound human judgment, in support of high-quality outcomes.
   Motivated by building trust and deepening client confidence through virtual interactions, drawing on strong relationship-building skills to sustain engagement without face-to-face contact. 

Experiences, Skills and Qualifications

• Minimum Educational Requirement: Sijil Pelajaran Malaysia (SPM) or an equivalent qualification.
• Fresh Graduates are encouraged to apply.
• Candidates with experience in customer service, client engagement, or sales will be preferred.
• Excellent communication skills in English & Mandarin are required to support the relevant market.
• Experience in banking and/or telesales, with exposure to general banking, retail operations, lending products, and audit requirements
• Proven ability to work effectively in a deadline- and KPI-driven environment.

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.