Job Description

• Analyze financial statements and business risk of clients to evaluate the credit risk and client corporate rating in line with the  bank's policies and rating guidelines
• Analyze clients' sustainability reports to assess the environmental and sustainability risk in line with the bank's policies
• Prepare credit reports which are analytical and concise, with peer comparisons and financial projections (where required) 
• Independently handle annual reviews by due dates by working closely with Business Lines for the renewal requests  
• Assist Senior Credit Analysts and Manager with research, follow-ups, approvals and any other matters  
• Develop dashboards/ trackers for monitoring outstanding issues, participate in adhoc projects

Profile Requirements:

•  Graduates from Accounting, Business or Finance discipline
• Solid accounting and credit analysis skills
• Demonstrates strong initiative and problem-solving ability 
• Strong attention to detail with a commitment to accuracy and quality
• Strong written and verbal communications skills
• Quick learner and ability to multi-task
• Basic knowledge of bank products, particularly commercial banking, transaction banking, treasury products
• Well-versed in MS Office apps (Word, Excel, VBA, Microsoft Access, PowerPoint, Copilot is a must)

This is a fixed term 12-month Trainee contract with Societe Generale. You will form part of the team on a full-time basis. In order to apply for the Trainee position please ensure you have completed your qualification and will be available to work full time for the duration of the Trainee contract.

Behavioral Skills   

• Client - Risk: I strive to satisfy clients while taking into account risks for the company    
• Team Spirit - Synergies: I make cooperation with colleagues in and outside my team a priority    
• Innovation - Thinking out of the box/Creativity: I propose new ideas and solutions    
• Responsibility - Accountability: I make decisions in my scope of responsibilities    
• Responsibility - Performance: I strive for high performance    
• Commitment - Sustainability: I strive to develop my skills and knowledge    
   

Our Culture:
At Societe Generale, we live by our 4 core values of commitment, responsibility, team spirit and innovation. We are engaged and demonstrate consideration for others. We act ethically and with courage. We focus our talent and energy on collective success. We experiment and propose new ideas. This way, we maximize our ability to serve client needs and anticipate market changes. Societe Generale is committed to strengthening bonds with colleagues, communities, and the world in which we live, because relationships are at the heart of how we operate. Please visit our APAC career website: https://www.societegenerale.asia/en/careers/building-your-career-with/ for more information.

Diversity, Equity & Inclusion (DE&I):
Our mission: Recruit, develop, advance, and retain a diverse workforce that is united in our efforts to enhance our competitive position and deliver innovative solutions to our clients.
Our vision: 
    Engaged workforce that is demographically diverse in a way that reflects the communities in which we operate
    Inclusive culture and workplace that recognizes employees' unique needs and utilizes their diverse talents 
    Engage our community and marketplace, and position the organization to meet the needs of all its clients

Check out our DE&I initiatives: https://www.societegenerale.asia/en/careers/diversity-equity-inclusion-dei/

Department Description

You will be a member of the Credit Portfolio Management for Corporates (CPM/COR) and be based in Singapore. CPM/COR, the analytical platform of Global Banking and Advisory division, supports Front Office and Business Lines by providing corporate counterparty risk assessment on a transversal basis and client facing as required. Reporting to the Head of CPM/COR Singapore, you will provide balanced and objective credit assessment to business requests and assume analytical responsibility to support the overall credit approval process for target corporate clients in South-East Asia. 

Diversity and Inclusion