at BNP Paribas
Investment BankingPosted 3 days ago
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**CA Industrial Trainee: Support Credit Analysts in Mumbai** - **Responsibilities:** Assist the Credit Analyst Team in various tasks, including preparation of financial spreadsheets, synthetic credit proposals, and constant credit monitoring. - **Key Skills:** Proficient in analyzing financial statements, risk evaluation, and compliance procedures. Required: excellent English writing skills, advanced Microsoft Office knowledge, and credit appraisal abilities. - **Experience and Education:** Beginners welcome, must be a Commerce graduate or Final year CA articled trainee. 0-1 year of relevant experience desired. - **Location:** Mumbai
- Compensation
- Not specified
- City
- Mumbai
- Country
- India
Currency: Not specified
Full Job Description
Job Title:
Intern / Industrial Trainee
Department:
Coverage & Territories Credit Management [CTCM]
About Business line/Function:
Coverage & Territories Credit Management [CTCM]
Position Purpose:
This role is responsible for supporting the Credit Analyst Team in performing credit analysis of the Banks clients.
Responsibilities:
[guided by the Banks Credit Analyst Charter and Mission Statement].
Direct Responsibilities
- Support / Assist the Credit Analysts for:
- Preparation of financial spreadsheets using the Banks internal applications.
- Preparation of synthetic credit proposals.
- Collation of data, maintaining work trackers.
- Liaising/ coordinating with different teams within BNP Paribas networks in context of the credit process.
- Monitoring clients credit evolution and immediately alert the management for any early warning signals. This includes, but not limited to, timely update of financial spreadsheets, regular compliance checks on financial covenants change in ratings or any major event or material evolution.
Contributing Responsibilities
- Communicate reliably and professionally with internal and external stakeholders.
- Gain an understanding of the Banks credit policies / methodologies.
- Contribute to any other portfolio or credit administrative and statistical works as required - such as sector analysis, RDPC (Risk & Development Policy Committees) and watch list / doubtful processes.
- Support in responding on credit-related matters from the regulators / internal auditors.
- Assist the Head and Team Lead of CTCM on ad-hoc basis as required.
- Provide back-up on tasks performed by CTCM team when necessary.
- Contribute to the Permanent Control framework.
Compliance
- Being aware of the regulatory environment.
- Ensure compliance with regulatory mechanisms and compliance of credit process with the same.
Skills Referential (Required knowledge, skills and abilities)
- Good writing skills (English)
- Ability to analyze financial statements
- Credit Appraisal - Identification of key risks
- Ability to correlate credit risk with transaction risk
- Risk evaluation and monitoring
- Compliance with Internal Policies, Procedures, Guidelines, etc.
- Advanced knowledge of Microsoft Office
- Good interpersonal, presentation & communication skills
- Inquisitive and detail oriented
- Analytical & multi-tasking
- Ability to collaborate / teamwork
- Adaptability (including to AI initiatives)
- Organized
- Ability to work under pressure and as independently as possible
Specific Qualifications:
Education Level:
- Bachelors or masters degree in commerce
- Articled Trainees having cleared the Intermediate Level of Chartered Accountancy course and in the last year of articled training.
Location:
MumbaiAbout BNP Paribas Group:
BNP Paribas is the European Unions leading bank and key player in international banking. It operates in 65 countries and has nearly 185,000 employees, including more than 145,000 in Europe. The Group has key positions in its three main fields of activity: Commercial, Personal Banking & Services for the Groups commercial & personal banking and several specialized businesses including BNP Paribas Personal Finance and Arval; Investment & Protection Services for savings, investment, and protection solutions; and Corporate & Institutional Banking, focused on corporate and institutional clients. Based on its strong diversified and integrated model, the Group helps all its clients (individuals, community associations, entrepreneurs, SMEs, corporate and institutional clients) to realize their projects through solutions spanning financing, investment, savings and protection insurance. In Europe, BNP Paribas has four domestic markets: Belgium, France, Italy, and Luxembourg. The Group is rolling out its integrated commercial & personal banking model across several Mediterranean countries, Turkey, and Eastern Europe. As a key player in international banking, the Group has leading platforms and business lines in Europe, a strong presence in the Americas as well as a solid and fast-growing business in Asia-Pacific. BNP Paribas has implemented a Corporate Social Responsibility approach in all its activities, enabling it to contribute to the construction of a sustainable future, while ensuring the Group's performance and stability.
About BNP Paribas India Solutions:
Established in 2005, BNP Paribas India Solutions is a wholly owned subsidiary of BNP Paribas SA, European Unions leading bank with an international reach. With delivery centers located in Bengaluru, Chennai and Mumbai, we are a 24x7 global delivery center. India Solutions services three business lines: Corporate and Institutional Banking, Investment Solutions and Retail Banking for BNP Paribas across the Group. Driving innovation and growth, we are harnessing the potential of over 10000 employees, to provide support and develop best-in-class solutions.
Commitment to Diversity and Inclusion
At BNP Paribas, we passionately embrace diversity and are committed to fostering an inclusive workplace where all employees are valued, respected and can bring their authentic selves to work. We prohibit Discrimination and Harassment of any kind, and our policies promote equal employment opportunity for all employees and applicants, irrespective of, but not limited to their gender, gender identity, sex, sexual orientation, ethnicity, race, color, national origin, age, religion, social status, mental or physical disabilities, veteran status etc. As a global Bank, we truly believe that inclusion and diversity of our teams is key to our success in serving our clients and the communities we operate in. As a global Bank, we truly believe that inclusion and diversity of our teams is key to our success in serving our clients and the communities we operate in.
