Director, Product Management Bank-to-Bank Payments
Remote (US) | $160,000$210,000 base

The opportunity

A fast-growing payments technology company a platform that powers payment capabilities for thousands of software providers, ISVs, and fintech partners is hiring a Director of Product Management to lead its direct bank payments strategy (ACH, real-time payments, and open banking). This is a hybrid strategist/builder role: you'll set the vision and multi-year roadmap for a high-priority product area, while staying close to the details writing requirements, joining customer conversations, negotiating with banking partners, and making the tough calls a fast-moving product line demands.

You'll step into a strong starting position a live, revenue-generating product, established banking relationships, and an experienced team built through a recent acquisition. Your job is to take it to the next level.

Why this role

Instant and account-based payment rails are maturing quickly, and partners increasingly want bank-direct payment options that lower processing costs, speed up settlement, and open up new use cases payouts, earned wage access, insurance disbursements, B2B collections, marketplace settlements, escrow, and more. This is a build role with direct revenue impact and growing demand from an established partner network of thousands of businesses.

What you'll do

• Own the product vision and roadmap for direct bank payment rails standard and same-day ACH, real-time payments, push-to-card, and open banking
• Build and manage a product P&L for this business line, reporting outcomes to senior leadership
• Define go-to-market strategy and revenue targets for each capability, and drive adoption across a large existing partner base
• Lead relationships with banks and payment network partners
• Partner closely with Engineering on ledger, settlement, reconciliation, and fraud/risk architecture
• Build and develop a team of Product Managers and Designers setting goals, growth plans, and performance standards
• Represent the product externally through customer workshops, sales support, conferences, and thought leadership
• Use AI tools actively in your own workflow and set that expectation for your team

What you bring

• 8+ years in product management, including 5+ years in payments or financial services
• Hands-on experience owning direct bank payment products (ACH, real-time payments, push-to-card, or open banking) not just card processing
• A track record of building revenue-generating payment products: pricing, P&L ownership, partner go-to-market execution
• 3+ years managing a team of product managers, with a record of developing talent
• Experience integrating product teams following a company acquisition
• Strong commercial instincts and a genuine hands-on leadership style
• Comfort using AI tools daily in product work

Nice to have

• Experience with open banking platforms (e.g. Plaid, MX, Finicity)
• Accredited ACH knowledge or equivalent understanding of operating rules and regulatory requirements
• Cross-border payments/FX experience
• SaaS or B2B embedded finance background
• MBA or equivalent experience in high-growth fintech

Benefits

Remote-first culture, competitive compensation, flexible PTO, full health/dental/vision coverage, retirement matching, paid parental leave, and more.