at N26
FinTechPosted 15 days ago
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**Senior Associate Corporate Finance** Steer balance sheet profitability as Senior Associate, Corporate Finance, with focus on Funds Transfer Pricing (FTP) framework and treasury planning. Own and evolve FTP regime; own day-to-day reporting; drive planning & forecasting; lead audit & regulatory readiness; upgrade data pipelines. Five+ years' experience in financial services or consulting, plus strong Excel and SQL skills. European regulatory expertise essential. Join Berlin-based N26 and enjoy perks including competitive salary, premium N26 subscription, and routing visa support. Apply now.
- Compensation
- Not specified
- City
- Berlin
- Country
- Germany
Currency: Not specified
Full Job Description
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Senior Associate Corporate Finance
Department:Finance
Location:Berlin
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About the opportunity
As Senior Associate, Corporate Finance, you will own and execute the Funds Transfer Pricing (FTP) framework, while also driving the treasury planning. Reporting directly to the Head of Corporate Finance within the Treasury team, you will play a vital role in risk transfer, assessing profitability, allocating capital, and defining incentives for business units by assigning net interest income. What You'll Do- FTP Ownership: Maintain and evolve the internal FTP regime to centralize liquidity and interest rate risks, pricing risk accurately to steer balance sheet profitability.
- Treasury Controlling & Reporting: Own day-to-day data consolidation, PnL monitoring, and tracking of core Treasury KPIs.
- Planning & Forecasting: Partner with Treasury and Finance to drive the multi-year budget and strategic planning process.
- Audit & Regulatory Readiness: Lead the documentation of technical assumptions and balance sheet models for internal/external audits.
- Data & Automation: Upgrade reporting pipelines using SQL to eliminate data bottlenecks and scale infrastructure.
- Cross-Functional Execution: Collaborate closely with ALM, Short-Term Desk (STIRM), Risk, and Finance to ensure regulatory compliance and strategic alignment.
- Experience: 3+ years in Bank Treasury, Financial Services, or Top-Tier Consulting.
- Domain Knowledge: Deep understanding of bank balance sheet management, deposit modeling, capital planning, and European regulatory frameworks (CRR, CRD IV/V, KWG).
- Technical Skills: Advanced Excel proficiency; strong SQL skills are a major plus.
- Education: Degree in Finance, Economics, Business Administration, or a quantitative field.
What you need to be successful:
- Professional Experience: 3+ years of professional experience within a Top Tier consulting firm, financial services firm, or digital bank.
- Treasury Foundations: Clear theoretical understanding and practical experience within bank treasury structures.
- Modeling Frameworks: Strong interest or exposure to structural financial concepts such as funds transfer pricing mechanisms, capital planning and deposit modeling.
- Technical Toolkit: Demonstrated capability handling spreadsheet applications (Excel); advanced data querying skills (SQL) are highly valued.
- Academic Background: Bachelors or Masters degree in Business Administration, Finance, Quantitative Economics, or an equivalent technical qualification.
- Regulatory Awareness: Solid operational understanding of the European regulatory landscape, including banking guidelines and frameworks relevant to capital, leverage, and interest rate (e.g., CRR, CRD IV, KWG frameworks).
Whats in it for you:
- Accelerate your career growth by joining one of Europes most talked about disruptors .
- Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation.
- As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.
- Additional day of annual leave for each year of service.
- A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, experiences, and backgrounds.
- A relocation package with visa support for those who need it.
Who we are
N26 has reimagined banking for todays digital world. Technology and design empower everything we do and its how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Do you see yourself thriving in this role? Wed love to see your application even if you dont meet 100% of the criteria. You may just be the right fit for this or other roles! Equal opportunities for all At N26, we believe our strength lies in our people and the varied perspectives they bring. We strive to build diverse teams that drive innovation and business success. We actively seek talent from all backgrounds and welcome applications from all genders, cultures, sexual orientations, abilities, neurodiversities, and ages. We are committed to providing an excellent and accessible candidate experience. If you require any accommodations to make this process work for you, please let us know. Were here to support you! Discover more about Diversity & Inclusion at N26: https://n26.com/en-eu/diversity-and-inclusionApply for this position
