AFC Manager - SAR Delegate Lead | MLRO France

About the Opportunity

In this role, you will: 

• Lead and oversee compliance with reporting and investigating possible instances of money laundering, suspicious activity, terrorist financing or fraud.
• Management, coordination, motivation and guidance for the French SAR Delegate Team.
• Participate in people management tasks (incl. interview processes and development of team members).
• Design, write and implement the working framework (incl. procedures and processes) for the 2nd LoD French SAR Delegate Team, including setting a working standard and clear instructions for documenting MLRO review cases and SAR approvals in a clear and uniform manner.
• Act as SPOC for AFCO SMEs with regard to the SAR review and investigation review process.
• Active management and ownership of the BAU MLRO queues.
• Provide ongoing and ad-hoc support on AML and CTF queries (both from internal and external stakeholders). 
• Assist the French MLRO and (co-)decision-taking in the following areas: SAR, RFI, PEP, EDD and CRR.
• Assist with the identification, evaluation, monitoring and mitigation of operational risks with respect to AML and CTF processes and proactively suggest improvements.
• Support the French MLRO in steering AML and CTF BAU requirements and regulatory imposed projects.
• Support the French MLRO in reporting to the Management Board, Supervisory Board and national competent authorities.
• Ensure strategic cohesion of AFC strategy with N26 strategy.
• Support the business to understand and address AML and CTF risk.
• Devise and review relevant training to AFCO, business and its partners.
• Review Marketing materials to ensure compliance with AML and CTF requirements.

What you need to be successful: 

• Graduated in law (Ecole de droit/Master II) or from a Grande Ecole - or alike. 
• Professional experience gained in anti-financial crime, with at least 5 years of experience 
• Proven experience in operational functions, including  investigation, and SAR drafting but also transaction monitoring, sanctions and adverse media screening 
• Proven experience in team management and mentoring

• Proven ability to manage, coach and mentor people.
• In-depth knowledge of European and French regulations on Financial Crime (KYC, AML, terrorism financing, fraud, tax evasion, sanctions).
• Deep investigation expertise.
• French as mother tongue, fluency in French and English spoken and written.
• Excellent written skills in French.
• Excellent communication skills and ability to work with a wide variety of stakeholders.
• Proven ability to liaise with the French Authorities.
• Hardworking, strong team player, benevolent and resilient.
• Diligent and reliable, solution driven and committed, ability to work under pressure.
• Strong analytical, advisory skills, high quality standards and attention to detail.
• You have a hands-on mentality and take ownership.
• You should enjoy a fast-paced working environment, show high willingness to learn and work autonomously to grasp new topics.

• Passionate about people.
• Actively help yourself (and others) to be successful.
• Continuously learn and challenge the status quo.
• Think globally, act locally.
• Benevolent and demanding.

Whats in it for you:

• Accelerate your career growth by joining one of Europes most talked about disruptors.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
• Additional day of annual leave for each year of service.  
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and backgrounds. 
• A relocation package with visa support for those who need it.

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