End Date

Tuesday 07 July 2026

Salary Range

59,850 - 66,500

We support flexible working click here for more information on flexible working options

Flexible Working Options

Job Share

Job Description Summary

.

Job Description

JOB TITLE: Product Lead - Digital Wallets

SALARY: From 61,344

LOCATION(S): Bristol, Birmingham, Leeds, Halifax, Manchester or Edinburgh

HOURS: Full time

WORKING PATTERN: Our work style is hybrid, which involves spending at least two days per week, or 40% of our time, at one of our office sites. Colleagues with disabilities can be supported with workplace adjustments including hybrid working expectations in line with our Flexibility Works policy.

What youll be doing

Consumer Relationships sits at the heart of the Chief Digital Office, shaping the experiences that help millions of personal banking customers manage their everyday money with confidence. From current accounts and payments to savings and customer channels, our teams turn customer insight, market opportunity and regulatory change into brilliant digital experiences and sustainable commercial growth.

Were looking for a Product Lead - Digital Wallets to help shape the future of Lloyds wallet experience. This is a high-impact role at the centre of a fast moving, competitive and rapidly evolving payments space.

Main Responsibilities

Working closely with Everyday Banking Payments, external partners such as Visa and Mastercard, and colleagues across marketing, legal, risk, finance and product, youll help turn bold ideas into trusted, scalable customer experiences.

• Shape and deliver the future vision for digital wallets at Lloyds, working across Consumer Relationships and Embedded Finance, alongside external partners
• Use data, customer insight and market intelligence to identify opportunities for growth, improvement and innovation.
• Build commercially sustainable propositions that deliver great customer outcomes and brilliant service experiences.
• Lead effective collaboration with risk and governance teams to support timely, well-managed approvals.
• Stay close to customer behaviour, competitor activity, regulatory change and emerging wallet trends.
• Partner with product owners to align delivery with the wider product strategy and customer vision.
• Develop future digital wallet innovations, including business cases and impact assessments with relevant platform teams

Why join us?

Join us and, give us your best and well give you ours. Here, youll make a difference to customers, youll enjoy a fulfilling career where youre free to be yourself. Great colleagues, amazing workspaces, hybrid working and huge career opportunities-youll find them all here.

What were looking for?

• Minimum 3+ years experience in payments
• 2+ years experience working as a Product Manager within governance, design and/or platform delivery roles
• Knowledge or hands-on experience of digital wallets. Good awareness of the digital wallets and wider payments market, including emerging trends and future direction
• Background in banking, fintech or payments organisations
• Experience operating in fast-paced, delivery-focused environments
• Strong stakeholder management and engagement skills

We know that great talent comes from many backgrounds. Whilst this job advert may reference specific years of experience, we recognise that skills are developed in many ways, so if you have relevant, transferable experience, we encourage you to apply.

This is a place for you:

Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities, and were committed to creating an environment in which everyone can thrive, learn and develop.

We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative.

We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. And, as a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long-term health or neurodivergent condition through the Disability Confident Scheme.

We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need.

We also offer a wide-ranging benefits package, which includes:

• A generous pension contribution of up to 15%
• An annual performance-related bonus
• Share schemes including free shares
• Benefits you can adapt to your lifestyle, such as discounted shopping
• 30 days holiday, with bank holidays on top
• A range of wellbeing initiatives and generous parental leave policies

Ready for a career where youll learn and thrive? Apply today and find out more.

At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.

We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks.  We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person. 

We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together were building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.