at Lloyds Bank Corporate Markets

Investment Banking

Posted 14 days ago

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The role summary for "Head of Credit Underwriting - Business Banking & SME" is: **Head of Credit Underwriting - Business Banking & SME** - **Key Responsibilities:** - Overview and assessment of credit risks and requirements for business banking and SME clients. - Collaboration with Relationship Managers and Product Managers to structure bespoke credit facilities. - Management of credit decisions, negotiated terms, and documentation. - Monitoring and management of credit portfolio performance, including analysis of financial statements and other relevant data. - Collaboration with Legal, Compliance, and Risk Management teams to ensure credit policies and procedures are adhered to. - Provision of credit-related information and advice to clients and internal stakeholders. - **Required Skills:** - Strong credit analysis, judgment, and decision-making abilities. - Knowledge of credit products, processes, and regulatory environment. - Proficiency in financial analysis and modeling techniques. - Excellent communication, stakeholder management, and relationship-building skills. - Ability to work collaboratively and build effective cross-functional teams. - Strong analytical, problem-solving, and project management skills. - **Required Experience:** - Proven track record in credit analysis, underwriting, or similar role, preferably within the banking or financial services industry. - Demonstrated experience in managing credit portfolios and driving credit-related initiatives. - Experience working with business banking and SME clients, understanding their unique needs and challenges. - Familiarity with credit risk modeling, financial reporting, and regulatory frameworks. - Preferably a bachelor's degree in Finance, Economics, Mathematics, or a related field.

Compensation

Not specified

Currency: Not specified

City

Birmingham

Country

United Kingdom