Please note, this site is only for external candidate applications. If you currently work for Lloyds Banking Group please apply via the internal career site.

Please note:  In order to complete an apprenticeship there needs to be a significant learning need.  You need to consider your previous qualifications or significant relevant work experience which may mean you cannot proceed with this application.

End Date

Tuesday 26 January 2027

We support flexible working click here for more information on flexible working options

Flexible Working Options

Hybrid Working

Job Description Summary

Prior to submitting your application, please visit our early careers website to find out more about the programmes we offer and the recruitment journey: www.lloydsbankinggrouptalent.com.

Our apprenticeship programmes may close early if we receive a high number of applications, so its best to apply as soon as you can.

If you have any questions, please do contact the team at lloydsbankinggroup@cappfinity.com

Job Description

Duration: 5 years 

Salary: 27,400 

Location: Edinburgh 

Start: September 2027

Qualifications: MAcc Accountancy with Edinburgh Napier University. Youll also become a Chartered Accountant with the Association of Chartered Certified Accountants (ACCA).Shape the numbers. Break the mould 

At Lloyds Banking Group, Finance is less about adding things up and more about making things happen. Big things. 

Its the engine room that powers us. Its strategy. Its insight. Its action. And if youre one of our Accountancy apprentices, youre not just along for the ride. Youre driving. 

From the moment you join, youre in the thick of it - shaping decisions, driving change and helping us deliver for millions of customers. 

See the big picture 

Think of this as your 5 year allaccess pass to the inner workings of the UKs biggest bank. Youll rotate through different teams - in Finance and beyond - to see every angle of how we run the show. 

You could be: 

• Keeping us on track in Core Finance with monthly reporting, budgeting and forecasting. 
• Spotting the fine print in Audit & Assurance so nothing slips through the cracks.
• Being our safety net in Risk & Governance. 
• Plotting the big moves in Strategic Business Management. 
• Steering the money in Taxation & Treasury. 
• Or breaking out of Finance entirely - working with other business areas, getting closer to customers and seeing how we Help Britain Prosper. 
• And youll collect stories, skills and lifelong friends along the way. 

 

Swap theory for action 

This isnt sit quietly and take notes learning. This is grab a seat at the table learning. 

 

You'll be forecasting performance or producing key reports. Analysing risk, advising on investments, and solving complex problems alongside multiskilled teams of finance and tech experts. All while gaining a 360 view of how finance powers the Group. 

 Youll master how to create, verify and review accurate, timely financial information. And grow your soft skills like collaboration, communication and influencing (the good kind). 

Plus, youll get your hands on the kind of tech that makes oldschool spreadsheets look like cave paintings - data analytics platforms, nextgen reporting tools and more. 

And because were big on backing talent, youll have plenty of chances to show what you can do - and surprise even yourself - early on. 

Your future, fully funded 

Well cover the cost of your degree and pay you a salary while you learn, giving you the opportunity to earn a fully funded masters degree in accountancy and become a Chartered Accountant. 

By the end, you wont just understand Finance. Youll have the skills, confidence and qualifications to take your career anywhere. Plus, a few extra letters after your name to show off.  

And because we know talent comes from everywhere, we welcome people from all backgrounds. Whatever your story, theres a place for you here. 

Requirements 

What youll need 

• Youll need to be at least 18 years old by the end of February 2028
• Nat 5 Maths & English at grades A-C (achieved)
• Youll need a minimum of 96 UCAS points (these grades can be predicted, but any offer made to you will be conditional upon successful achievement of these qualifications)

To be eligible for this Graduate Apprenticeship, you must also meet the Scottish Governments funding eligibility criteria which includes: 

• Currently residing in Scotland
• Have lived in the UK for at least three years prior to the course start date  
• Not already hold a qualification at the same or higher level than the one being offered 

 

 Important information  

An additional requirement for the apprenticeship position is that you must currently possess a valid Right to Work in the UK. Your visa end date must extend beyond the duration of the apprenticeship programme, which will last up to five years. 

Due to Home Office requirements regarding Skilled Workers, were unable to accept applications for visa sponsorship for our apprenticeship roles as the proposed salary for the role does not meet the minimum threshold if this situation applies to you, please consider looking for other vacancies which may be more suitable.  

Locations  

This apprenticeship is based in Edinburgh, and you will be expected to work from your primary office throughout the programme. While our hybrid working policy requires office attendance at least two days per week (40% for full-time colleagues), apprentices are expected to be in the office most days during the initial settling-in period. 

If your commute exceeds 1.5 hours, we strongly recommend relocating closer to the office to ensure consistent attendance in line with contractual and hybrid working expectations. 

About working for us 
Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities and were committed to creating an environment in which everyone can thrive, learn and develop.

We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative.

We offer reasonable workplace adjustments for colleagues with disabilities,  

including flexibility in office attendance, location and working patterns. And, as a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long-term health or neurodivergent condition through the Disability Confident Scheme.

We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need. 

 

Salary 

You will join us on a fixed apprenticeship salary. Upon successful completion of the apprenticeship, you will be re-graded, with your pay range consistent with the job family for your business area. 

 

We also offer a wide-ranging benefits package, which includes:  

• A generous pension contribution of up to 15% 
• An annual performance-related bonus 
• Share schemes including free shares 
• Benefits you can adapt to your lifestyle, such as discounted shopping 
• 22 days holiday, with bank holidays on top 
• A range of wellbeing initiatives and generous parental leave policies 

 

The closing date to apply for this opportunity is 26th January 2027 

Our roles generate a lot of interest and occasionally we need close for applications earlier than originally advertised. If you think working with us could be right for you, please apply now and see where an apprenticeship with us can take you! 

If you have any queries regarding the recruitment process, please email lloydsbankinggroup@cappfinity.com and a member of our team will be happy to help.

What happens next? 
Submit your application Complete the online assessments If successful, attend the Assessment Centre in March Receive your outcome.

At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.

We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together were building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.