Bulge Bracket Investment Banks

Posted 7 days ago

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**Wholesale Credit Risk EMEA Associate** in Technology, Media & Telecoms, Paris. Manage credit risk for regional clients, from leveraged to venture-backed businesses. Key responsibilities include leading due diligence, financial modeling, risk assessment, and facilitating credit approval. Required skills encompass strong credit judgement, transaction structuring knowledge, cash flow modeling, and stakeholder communication. Collaborate cross-functionally to support clients and drive risk management across dynamic Tech, Media and Telecom sectors.

Compensation: Not specified
City: Paris
Country: France

Full Job Description

Location: Paris, France

Shape credit decisions that power growth across some of the most dynamic sectors in the market. In this role, you will influence high-impact transactions by combining rigorous analysis with commercial judgement. You will work with partners across the region and across products, helping clients navigate both opportunity and downside risk. If you enjoy diving into complex businesses and turning analysis into clear recommendations, this is a chance to make your work matter every day.

Job summary

As a Wholesale Credit Risk EMEA Associate in the Technology, Media and Telecommunications team, you will assess and manage credit risk for a broad range of clients across the Europe, Middle East and Africa region. You will work closely with partners across corporate banking, markets and product teams to support clients across leveraged, investment grade and innovation-led businesses, including those backed by venture capital. You will help shape credit decisions through high-quality due diligence, thoughtful structuring and clear communication of risk. This role reports into the Vice President - Credit Risk.

Job responsibilities

Lead due diligence, credit analysis, and financial modelling for credit counterparties

Drive the preparation of credit approval memos, including recommendations on structure, risk appetite, and risk grading

Build financial models and challenge modelling assumptions with relevant coverage and product partners

Develop appropriate downside scenarios and clearly articulate key modelling conclusions

Partner across products including lending, derivatives, trade finance, and treasury products

Support negotiation of facility documentation to help identify and mitigate key risks

Apply risk management policies and interact with stakeholders, including regulators and auditors

Manage ongoing portfolio monitoring, including risk ratings, sector trends, and client performance

Coach and support the development of junior colleagues

Required qualifications, capabilities, and skills

Strong credit judgement with a proactive approach to risk identification and credit process discipline

Demonstrated knowledge of transaction structures, facility documentation, and core banking products

Clear written and verbal communication skills, with the ability to synthesize complex information

Ability to build credibility and trusted relationships with key stakeholders

Proven ability to coach and develop junior colleagues

Self-starting, results-focused, able to manage multiple priorities, and adaptable to change

Experience in a credit risk function or leveraged finance underwriting environment

Strong cash flow modelling and financial analysis skills

Preferred qualifications, capabilities and skills

Proficiency in European language(s) in addition to English

Experience working with venture capital-backed clients

Familiarity with high yield lending and venture term loan structures

Demonstrated ability to apply a risk-and-return mindset in dynamic environments

Experience interacting with regulators and auditors

Confidence challenging and supporting partners on modelling assumptions

Experience in portfolio management, including monitoring sector trends

Join a team at the forefront of innovation, working with some of the most exciting clients in Technology, Media & Telecoms. As part of Wholesale Credit Risk EMEA, youll help shape the future of credit risk management for a diverse client base, including private equity-owned, corporate, and venture-backed companies. This role offers the opportunity to collaborate with business partners across the Commercial & Investment Bank and make a real impact. If you thrive in a fast-paced environment and want to grow your career, this is the place for you.

Full Job Description