Bulge Bracket Investment Banks

Posted 15 days ago

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**VP - Card Acquisition Credit Strategy Lead** drives pre-qualification growth balancing risk and profitability. ** Lead** Wilmington, DE team, collaborating cross-functionally to define strategies, execute plans, and monitor performance. Key responsibilities include defining risk strategies, partnering with stakeholders, and establishing rigorous governance. Requires 5+ years in consumer lending, retail credit or related fields, with strong analytics, communication, and strategic thinking skills. Flexibile on immigration sponsorship. Final title may vary.

Compensation: Not specified
City: Not specified
Country: United States

Full Job Description

Location: Wilmington, DE, United States

Start your next chapter shaping how customers qualify for creditwhere your judgment, analytics, and influence drive responsible growth at scale.

As a Vice President, Card Acquisition Credit Strategy Lead in the Card Credit Decisioning team, you will lead prequalification channel strategy, balancing growth, profitability, and prudent risk management. You will partner across product, finance, legal, and risk partners to strengthen underwriting, monitoring, and controls. You will set a clear operating rhythm and performance view that supports sustainable outcomes.

Job responsibilities

Define and execute prequalification credit risk strategies to achieve growth and credit performance goals

Partner with product and finance stakeholders to assess new credit opportunities and build actionable execution plans

Establish review routines and governance to validate strategy assumptions and ensure disciplined execution

Collaborate with modeling partners to shape credit model inputs, testing approaches, and roadmap priorities

Develop performance metrics and monitoring dashboards; lead senior leadership readouts and recommendations

Help shape credit policies, underwriting standards, and risk management frameworks for acquisitions

Ensure adherence to applicable banking regulations, internal controls, and policy requirements

Coordinate across stakeholders (risk, underwriting, legal, finance, and operations) to balance growth with risk outcomes

Provide approvals or recommendations for complex acquisitionsrelated credit decisions and exceptions

Required qualifications, capabilities, and skills

Bachelors degree in finance, business, or a related field

5 years of experience in consumer lending, originations, retail credit, or credit risk strategy at a large financial services firm

Demonstrated ability to evaluate, monitor, and manage credit risk in a regulated environment

Working knowledge of banking regulations and control expectations relevant to credit underwriting and originations

Strong analytical and financial acumen, with the ability to translate data into clear decisions and actions

Proven ability to influence outcomes through cross-functional partnership and stakeholder management

Strong executive communication skills, including creating clear, concise presentations and briefings

Demonstrated strategic thinking and execution, including identifying opportunities to improve processes and performance

Experience leading or supporting complex initiatives from design through implementation and performance tracking

Preferred qualifications, capabilities, and skills

Experience building or managing prequalification, underwriting, or acquisition strategies for unsecured consumer credit

Experience partnering with credit modeling teams on model development, inputs, validation, or performance monitoring

Proficiency with analytics tools such as SQL, Python, SAS, Snowflake, or Tableau

Experience setting up governance routines (reviews, approvals, controls) for credit strategy execution

Comfort operating in highly matrixed organizations with multiple senior stakeholders

Applicants must be authorized to work for any employer in the US. We are not able to provide immigration sponsorship or take over sponsorship of an employment visa at this time. Final job grade level and corporate title will be determined at time of offer and may differ from this posting.

Design prequalification credit strategies that enable responsible card growth through analytics, policy, and partnership.

Full Job Description