Location: Mumbai, Maharashtra, India

Wealth Management US Home Lending Risk Management Quality Review (Quality Reviewer)-Analyst 

Job Description:

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgement to solve real-world challenges that impact our company, customers, and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo, and striving to be best-in-class. 

The Wealth Management US Home Lending Risk Management Quality Review team identifies risk for Wealth Management Mortgage Underwriting practices within Wealth Management. The quality review is performed to validate the effectiveness of risk analysis as well as adherence to policies, procedures, and regulations, where applicable. The Reviewer is responsible for analyzing transactions and identifying risks/gaps including determining differences and/or inconsistencies, across various products and global regions.

Job Responsibilities:

• Perform quality assurance (QA) reviews of Mortgage Credit Underwriting practices within Wealth Management Risk to identify and assess underwriting-related risks and control gaps.
• Validate the effectiveness of risk analysis and confirm adherence to applicable policies, procedures, and regulatory requirements.
• Analyze end-to-end credit transactions to identify discrepancies, differences, and/or inconsistencies in underwriting approach, documentation, and decisioning.
• Evaluate credit risk controls and provide clear, well-supported observations and recommendations to stakeholders.
• Partner with Mortgage Specialists, Credit Executives, and other stakeholders to clarify findings, drive remediation, and support continuous improvement.
• Maintain a high standard of documentation, professionalism, and confidentiality while working with sensitive client and firm information.
• Contribute to special projects/initiatives that enhance the Quality Review program, reporting, and risk coverage.

Required Qualifications, Capabilities, and Skills:

• BS in Accounting or Finance
• Experience and/or knowledge in Auditing, Accounting, Internal Control, and/or Credit Analysis, with a focus on Credit Risk
• Strong knowledge of financial principles and procedures; demonstrated background in the Financial Services industry.
• Working understanding of credit risks and related controls
• Ability to follow complex methods and procedures across diverse tasks and product types.
• Experience with Credit Risk infrastructure tools and applications (e.g., iCRD, Loan IQ, Connect, LLM, etc.)
• Working knowledge of Microsoft Office applications
• Highest level of professionalism; proven ability to manage highly confidential information appropriately.
• Strong time management, problem-solving, written, and verbal communication skills.
• Ability to work independently and collaboratively; shares information and supports colleagues.
• Flexibility and ability to succeed in a fast-paced environment with shifting priorities.
• Self-motivated and detail oriented with a willingness to take ownership of new projects/initiatives.

Preferred qualifications, capabilities, and skills

• Masters in business administration or Chartered Accountant accreditation

Employer Description

JPMorganChase is a global leader in financial services, providing strategic advice and products to the worlds most prominent corporations, governments, wealthy individuals, and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants and employees religious practices and beliefs, as well as any mental health or physical disability needs.

Organization Description

The Corporate & Investment Bank (CIB) is a global leader across investment banking, wholesale payments, markets, and securities services. The worlds most important corporations, governments and institutions entrust us with their business in more than 100 countries. We provide strategic advice, raise capital, manage risk, and extend liquidity in markets around the world.

Operations teams develop and manage innovative, secure service solutions to meet clients needs globally. Developing and using the latest technology, teams work to deliver industry-leading capabilities to our clients and customers, making it easy and convenient to do business with the firm. Teams also drive growth by refining technology-driven customer and client experiences that put users first, providing an unparalleled experience.