**Software Engineer III - Payments Technology**: In Sydney, design and deliver secure, scalable market-leading payment solutions. Key responsibilities include producing secure high-quality code, leveraging AI-assisted tools, managing real-time transactions, and ensuring system availability. Essential qualifications include 3+ years of software engineering experience, proficiency in modern programming languages and databases, exposure to agile methodologies and core banking. Influence continuous improvement with data-driven insights and guiding colleagues on responsible AI usage. Embrace real-time payments and processing knowledge in a dynamic, agile environment.
Full Job Description
Location: Sydney, NSW, Australia
As a Software Engineer III at JPMorganChase within the Payments Technology team, you serve as a seasoned member of an agile team to design and deliver trusted market-leading technology products in a secure, stable, and scalable way. You are responsible for carrying out critical technology solutions across multiple technical areas within various business functions in support of the firms business objectives.
Job Responsibilities
Executes software solutions, design, development, and technical troubleshooting with ability to think beyond routine or conventional approaches to build solutions or breakdown technical problemsCreates secure and high-quality production code and maintains algorithms that run synchronously with appropriate systemsLeverages enterprise-authorized AI coding assist tools within the work environment to improve code quality, delivery speed, and productivity across complex deliverables (e.g., code generation/refactoring, unit test creation, documentation), while validating outputs through peer review, automated testing, and secure coding standards; contributes learnings and reusable patterns to improve broader team effectivenessApplies knowledge of tools within the Software Development Life Cycle toolchain, including enterprise-authorized AI-assisted development and automation capabilities, to improve the value realized by automationProduces architecture and design artifacts for complex applications while being accountable for ensuring design constraints are met by software code developmentGathers, analyzes, synthesizes, and develops visualizations and reporting from large, diverse data sets in service of continuous improvement of software applications and systemsProactively identifies hidden problems and patterns in data and uses these insights to drive improvements to coding hygiene and system architectureManaging RPP payment flow like the New Payments Platform (NPP)Incident and Outage Management: Monitoring real-time transaction flows and triaging technical, network, or settlement issues to minimize downtime for the banks customersEnsuring continuous system availability, rapid fault resolution, and seamless transaction settlementRequired qualifications, capabilities, and skills
Formal training or certification on software engineering concepts and 3+ years applied experienceHands-on practical experience in system design, application development, testing, and operational stabilityExperience in developing, debugging, and maintaining code in a large corporate environment with one or more modern programming languages and database querying languagesHands-on experience using enterprise-authorized AI-assisted software development tools within the work environment (e.g., for coding, test creation, troubleshooting, or documentation) with demonstrated ability to critically evaluate, validate, and refine AI-generated outputs for correctness, performance, and securityUnderstanding of responsible AI use in engineering workflows, including data sensitivity considerations, secure handling of inputs/outputs, and adherence to resiliency and security expectations; ability to guide peers on safe and effective usage within team practicesOverall knowledge of the Software Development Life CycleSolid understanding of agile methodologies such as CI/CD, Application Resiliency, and SecurityCore banking knowledgeReal-time paymentsHigh-value and low-value processing Design and deliver market-leading technology products in a secure and scalable way as a seasoned member of an agile team 
