at J.P. Morgan
Bulge Bracket Investment BanksPosted 6 days ago
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**Associate Product Owner - Lending Operations (AI-Focused) in Bengaluru** Drive AI-first transformation in end-to-end deal booking for lending operations. As the Associate Product Owner, leverage AI and intelligent automation to streamline workflows, reduce manual touchpoints, and boost business performance. Key responsibilities include setting product vision, refining backlogs, tracking success metrics, and collaborating with cross-functional teams. Additionally, enhance lending lifecycle capabilities and ensure operational readiness. Required qualifications: Bachelor's degree with 8+ years of product management or relevant domain experience, including 5+ years in commercial lending or a financial industry. Proficiency in product development life cycle, data analytics, and industry-standard tools (Jira, Confluence) is essential. Preferred skills include experience with loan systems like Loan IQ and ACBS, application of AI/automation, and lending products knowledge. Strong communication and stakeholder management skills are crucial.
- Compensation
- Not specified
- City
- Bengaluru
- Country
- India
Currency: Not specified
Full Job Description
Location: Bengaluru, Karnataka, India
Are you looking for an exciting opportunity to join a dynamic and growing team in a fast-paced and challenging area? This is a unique opportunity to work in the Product Management team, partnering with the Business to drive AI-first transformation across end-to-end deal booking.
As an Associate Product Owner in the Digital & Platform Services team, you will play a key role in leveraging AI and intelligent automation to streamline the end-to-end booking lifecyclereducing manual touchpoints, accelerating accuracy, and driving business performance. The role requires strong domain understanding of lending operations and the end-to-end loan lifecycle, with a focus on how AI and automation enhance workflows across origination, booking, and servicing. Working knowledge of vendor platforms such as Finastra Loan IQ, FIS ACBS, and other market-leading lending systems is essential.
Job Responsibilities:
Set product vision/strategy and shape the roadmap through discovery (interviews, process deep-dives, data/controls analysis).
Own and refine the backlog (epics/features/stories) aligned to priorities and measurable outcomes.
Track success metrics across cost, functionality, risk posture, and reliability to drive decisions.
Drive simplification/modernization of commercial lending servicing with engineering partners.
Deliver scalable capabilities across the lending lifecycle (credit, underwriting, closing, funding and servicing).
Ensure requirements are clear, testable, and traceableavoiding one-off solutions.
Align business, ops, tech, and controls on scope, sequencing, and trade-offs.
Manage dependencies, risks, and decisions; communicate changes clearly.
Ensure operational readiness and adherence to risk/control and quality standards.
Lead QA/UAT and support go-live, hypercare, and continuous improvement using feedback and outcomes.
Identify productivity/efficiency/control improvements via redesign, digitization, and automation and Use personas/UX inputs to keep decisions user-centric.
Required qualifications, capabilities and skills:
- Bachelor's Degree with minimum 8 years experience including minimum of 5 years of experience or equivalent expertise in product management or a relevant domain area, for commercial lending or experience in a Back office/Financial industry
- Advanced knowledge of the product development life cycle, design, and data analytics
- Proven ability to lead product life cycle activities including discovery, ideation, strategic development, requirements definition, and value management
- Demonstrated prior experience of senior stakeholder / dependency management
- Knowledge of technology standards, industry trends, and emerging technologies, including artificial intelligence.
- Experience writing technical stories using industry-standard tools and notations (e.g., Jira/Confluence)
Preferred qualifications, capabilities and skills:
Candidates with knowledge of loan systems like Loan IQ, ACBS will be an added advantage
Demonstrated experience applying AI and automation to transform operational workflows
Knowledge of lending products, credit documentation, and end-to-end loan lifecycle processes
Solid understanding of project management and business analysis techniques
Strong communication and stakeholder management skillsable to translate between business and technology audiences with clarity
Commercial awareness with a genuine interest in business development and how technology drives value
