Location: Bengaluru, Karnataka, India

Join our Deposits & Liquidity Performance Analytics team, where youll help shape the financial future of our Liquidity & Account Solutions business. Youll collaborate with talented colleagues, influence key decisions, and make a measurable impact through your analytical expertise and proactive approach.

As an Associate in Deposits & Liquidity Performance Analytics, you support the Liquidity & Account Solutions business within Treasury Services. You will deliver critical financial insights through forecasting, variance analysis, and executive reporting. Youll partner with stakeholders across Finance, Product, and Treasury, translating complex data into clear recommendations. Your work will drive improvements in forecasting, reporting, and controls, with opportunities to demonstrate leadership and grow your career.

Job Responsibilities

• Lead balance sheet and revenue forecasting and analytics for Liquidity & Account Solutions, ensuring timely and accurate outputs.
• Support the end-to-end revenue and net interest income (NII) forecast, including model development, assumptions, and scenario analysis.
• Run scenario and sensitivity analyses on rates, yield curves, policy changes, balance movements, and client repricing; synthesize results and recommend actions.
• Prepare monthly P&L variance analysis, including variance bridges versus plan, forecast, and prior year; develop driver commentary and investigate key variances.
• Reconcile actuals to source systems and allocation methodologies, maintaining traceability and documentation; identify and address data or methodology gaps.
• Produce recurring executive-ready reporting, ensuring metric consistency, accuracy, and narrative enhancement as business conditions evolve.
• Coordinate inputs and messaging across Finance, Product, and Treasury partners; manage timelines, dependencies, and follow-ups with minimal oversight.
• Identify and lead initiatives to improve data quality and automation across forecasting, performance measurement, and reporting.
• Uphold strong control standards across reconciliations, allocations, and model governance; ensure documentation is complete and audit-ready.
• Serve as a go-to partner for day-to-day questions, communicating complex concepts clearly and escalating risks with proposed solutions.
• Demonstrate team-lead potential by mentoring junior team members, driving best practices, and leading small projects or workstreams as needed.
   

Required Qualifications, Capabilities, and Skills

• Bachelors degree with experience in finance, treasury, or wholesale transaction banking products.
• Strong analytical skills and advanced Excel proficiency, including experience with driver-based models and large datasets.
• Experience with business intelligence or analytics tools (e.g., Tableau, Alteryx) and ability to learn new tools quickly.
• Proven ability to manage multiple priorities under tight deadlines and work independently through ambiguity.
• Strong communication skills, with the ability to translate analysis into concise, executive-ready materials.
• Demonstrated leadership behaviors, such as leading workstreams, owning initiatives, process improvement, or mentoring.
   

Preferred Qualifications, Capabilities, and Skills

• Experience with deposits or liquidity products.
• Track record of driving automation or process enhancements in financial analysis or reporting.
• Familiarity with model governance and audit requirements.
• Experience collaborating with cross-functional teams in a matrixed environment.

Deliver financial insight by analyzing deposits and liquidity, building forecasts and reports that guide decisions and boost performance.