Location: Plano, TX, United States

Bring your Expertise to JPMorganChase. As part of Risk Management and Compliance, you are at the center of keeping JPMorganChase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

Job summary 

As an Wholesale Credit Risk Analyst in Wholesale Credit Risk, Commercial & Investment Bank, you use analytical skills and industry knowledge to support credit decisions for a portfolio of clients. You work with us and with coverage and product partners to meet client credit requests while balancing risk and return and maintaining a strong culture of compliance. You monitor portfolio performance, develop independent credit opinions, and communicate your analysis clearly through written approvals and ongoing credit research.

Job responsibilities 

• Conduct credit analysis to support approval of lending and trading-related transactions, individually and as part of a deal team
• Prepare written credit approval documents, including financial statement spreading, analysis, and cash flow projections for large corporate borrowers
• Develop forward-looking views of business, financial, and competitive risks across companies and sectors
• Manage and monitor a portfolio of client credit exposures across industry classes on an ongoing basis
• Own client credit needs and projects and form independent credit opinions
• Assign and maintain accurate risk ratings for clients and facilities
• Maintain up-to-date credit research and key risk views for covered clients
• Participate in credit due diligence, including for capital markets transactions
• Collaborate with credit risk peers and business partners to support timely, well-governed decisions

Required qualifications, capabilities, and skills 

• Bachelors degree with academic training in accounting principles, corporate finance, capital markets products, and macroeconomics
• Strong analytical and financial modeling skills
• Strong accounting and corporate finance knowledge
• Strong verbal and written communication skills, with interest in client interaction
• Strong work ethic and motivation to learn
• Ability to work well under pressure in a demanding team environment
• Ability to understand, explain, and debate complex concepts
• Proficiency in Microsoft Office, especially Excel, PowerPoint, and Word

Preferred qualifications, capabilities, and skills 

• Credit or underwriting credentials and relevant analytical experience
• Analytical or financial experience in consumer, retail, or healthcare sectors

are fields would also be valued for this opportunity.  

Use credit analysis and industry insight to support approvals, manage portfolios, and help clients meet financing needs.