**Commercial Finance Vice President** in Berlin, Germany. Define and communicate financial strategies, optimize business performance, and manage planning/forecasting. Collaborate with cross-functional teams, delivering insightful analysis and models. Lead projects, refine processes, and enhance governance. Requires 7+ years in finance/banking, strong analytical skills, fluency in English ( German proficiency a plus). Chartered Financial Analyst/MBA preferred. Drive visible impact in dynamic digital retail banking growth.
Full Job Description
Location: Berlin, Germany
Help shape the next phase of growth for a fast-moving digital retail banking business in Germany. In this role, you will sit at the heart of commercial decision-makingturning financial analysis, customer economics, and performance trends into clear, actionable insight. You will work closely with partners across finance, strategy, product, marketing, and treasury to influence where we invest and how we grow. If you enjoy combining rigorous modelling with practical business judgement, this is an opportunity to make a visible impact.
Job summary
As a Commercial Finance Business Partner in German Digital Retail Banking, you will help translate growth ambitions into financial plans, models, and recommendations that inform day-to-day and strategic decisions. You will partner across teams to improve forecasting, profitability insight, and commercial performance, and you will communicate complex analysis clearly to senior stakeholders. Working in a dynamic environment, you will provide thoughtful challenge, highlight risks and opportunities, and help drive accountability through high-quality reporting and governance support.
Job responsibilities
Partner with key business workstreams, providing commercial insight and constructive challenge to support business objectivesDeliver core planning, forecasting, and performance analysis for the German retail banking businessBuild and maintain financial models supporting business cases, portfolio growth, customer economics, and profitability analysisCollaborate with strategy, product, marketing, treasury, and finance partners to support decision making with clear financial insightAnalyse business performance, customer behaviour, market trends, and financial drivers to identify risks and growth opportunitiesSupport initiatives to optimise pricing, product mix, marketing investment, and customer segmentationDevelop management reporting and dashboards that strengthen decision making and performance accountabilityPrepare clear analysis, presentation materials, and commentary for senior management, business reviews, and governance forumsContribute to regulatory submissions, model governance, and documentation requirements as neededLead selected ad hoc projects across planning and broader finance topicsRequired qualifications, capabilities, and skills
Degree-level education in finance, accounting, economics, business administration, or a related fieldExperience in commercial finance, financial planning and analysis, banking, strategy finance, corporate finance, or financial servicesDemonstrated ability to build financial models and explain key assumptions and drivers clearlyStrong analytical and problem-solving skills, with the ability to interpret complex financial data and translate it into insightsStrong presentation and storytelling skills, with the ability to create clear materials for senior stakeholdersStrong commercial judgement and business acumen, particularly in customer and product profitability analysisSolid understanding of profit and loss, balance sheet, margins, and financial planning conceptsStrong communication and interpersonal skills, with the ability to build relationships and influence across teamsAbility to work in a fast-paced environment with evolving priorities, using a structured and proactive approachFluency in EnglishPreferred qualifications, capabilities and skills
Professional qualification such as Chartered Financial Analyst, Master of Business Administration, or equivalentExperience in digital banking or retail banking environmentsBackground in strategy consulting or advisory (including large professional services firms)German language skills#ICBCareer
We are looking for a commercially minded finance partner to join our German retail banking business
