Location: Mumbai, Maharashtra, India

As a Wealth Management Credit Risk Professional in our Internal Controls and Quality team, you help ensure the integrity and effectiveness of our credit risk processes. You will work alongside experienced professionals who are committed to upholding the highest standards of risk management. You will have the opportunity to influence key decisions, contribute to a culture of proactive risk identification, and support the ongoing development of best-in-class risk practices. Together, we create a safe, inclusive, and high-performing environment where your voice matters.

Job Responsibilities

• Conduct independent quality reviews of credit proposals, ensuring adherence to firm policies and regulatory requirements
• Identify, categorize, and escalate exceptions and errors, ensuring timely remediation and clear communication with stakeholders
• Analyze client documentation and credit data to validate accuracy of grading, collateral, and risk assessments
• Participate in targeted reviews and special projects as directed by senior risk leadership
• Collaborate with team members to identify emerging trends, process gaps, and opportunities for improvement
• Prepare and deliver clear, actionable reports and presentations for senior leaders and stakeholders
• Engage in ongoing training and professional development to maintain subject matter expertise
• Foster a culture of proactive risk management and continuous improvement within the team
• Contribute to cross-functional initiatives and regulatory or policy projects as needed

 

Required Qualifications, Capabilities, and Skills

• Masters degree in Finance, Business, Economics, or Relevant Experience
• 6 years of experience in credit risk, credit analysis, or a related risk management function
• Demonstrated knowledge of credit risk principles, policies, and regulatory requirements
• Strong analytical and problem-solving skills, with attention to detail and accuracy
• Excellent written and verbal communication skills, with the ability to present findings to senior stakeholders
• Ability to work independently and as part of a team in a fast-paced, deadline-driven environment
• Commitment to maintaining the highest standards of integrity and confidentiality

 

Preferred Qualifications, Capabilities, and Skills

• Experience with wealth management or private banking credit risk processes
• Familiarity with global regulatory frameworks and cross-border credit risk considerations
• Experience conducting quality reviews or credit assessments in a financial services environment
• Proficiency in data analysis and reporting tools (e.g., Excel, Tableau, or similar platforms)
• Experience with process improvement or project management in a risk function
• Strong interpersonal skills and ability to influence across functions and levels
• Demonstrated ability to proactively identify and mitigate emerging risks

We have an opportunity to impact your career and provide an adventure where you can push the limits of what's possible.