We are currently seeking a high calibre professional to join our team as a AVP PRODUCT

In this role you will:

• Lead end-to-end product development and launch of assigned life insurance products (e.g., HNW, legacy, endowment, retirement and index-linked plans)
• Convert customer insights, market trends and distribution feedback into clear, differentiated product propositions and innovative products
• Partner with Actuarial on benefit design and pricing to balance customer value, competitiveness, profitability and risk.
• Manage the full product lifecycle from ideation and approvals through implementation, launch and post-launch review.
• Drive cross-functional delivery with Distribution, Marketing, Operations, Underwriting, Compliance/Legal/Risk and external partners to ensure timely execution and operational readiness.
• Support go-to-market and sales enablement, including product briefs, training input, illustrations and customer/sales collateral review.
• Monitor product performance (sales, profitability, persistency and KPIs) and lead enhancements such as repricing, refreshes and regulatory updates.
• Ensure strong governance and MAS-aligned compliance across product documentation, approvals, controls and audit readiness.

To be successful you will need:

• Minimum 5 years experience in life insurance product development/management or closely related roles.
• Strong knowledge of traditional savings/retirement products and index-linked savings plans, with awareness of customer needs and market dynamics.
• Proven ability to lead complex, cross-functional initiatives and manage stakeholders across diverse functions
• Strong commercial and analytical skills, including positioning, product benchmarking, experience tracking and improving product performance metrics (e.g. profitability, persistency, sales)
• Strong understanding of end-to-end product development lifecycle (including ideation, governance and regulatory requirements), with a proactive mindset and the skill to improve ways of working identifying optimization opportunities and leveraging AI-enabled solution where appropriate
• Degree in Business, Actuarial or a related discipline; excellent written and verbal communication and an innovation/problem-solving mindset.

Youll achieve more when you join HSBC.

HSBC is committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and opportunities to grow within an inclusive and diverse environment. Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.

Issued by HSBC Life (Singapore) Pte. Ltd.

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