Key responsibilities

• Evaluate creditworthiness through a thorough review and evaluation of third-party mortgage documentation to assess accuracy and credit risk; analyse international credit reports, foreign verifications of employment and perform project reviews to support credit risk decisions.
• Analyse collateral documentation to ensure collateral supports the Companys overall risk.
• Maintain a consistent, proactive approach to clearing prior-to-doc conditions to increase pull-through percentage.
• Meet or exceed daily production expectations while maintaining accuracy and quality standards.
• Adhere to Federal, State and HSBC regulatory compliance policies and maintain the HSBC Code of Ethics; ensure the Companys security interest in the mortgage is protected.
• Use professional judgement for early identification and effective resolution or escalation of issues.
• Develop and sustain relationships with Third Party Vendors; communicate and monitor quality performance and established standards.
• Immediately notify all necessary parties of irregularities relative to standard HSBC policy/guidelines.
• Own pipeline management, taking accountability for loan processes, risk decisions and meeting/exceeding service level agreements (SLAs) with a proactive focus on exceeding customer expectations.
• Achieve published standards and other key performance indicators (attendance, revenue, retention, service levels, quality, operational risk, etc.).
• Complete other related duties as assigned, including guidance and training to less experienced personnel; support the Companys Diversity programmes.
• Adhere strictly to compliance and operational risk controls; report control weaknesses, compliance breaches and operational loss events.