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Discover your future at Citi

Working at Citi is far more than just a job. A career with us means joining a team of approximately 219,000 dedicated people from around the globe. At Citi, youll have the opportunity to grow your career, give back to your community and make a real impact.

Job Overview

As Associate General Counsel, Lending and Restructuring, you will lead legal support for Citi's investment bank lending business across the EMEA region, covering investment grade, emerging markets and leveraged finance lending alongside the restructuring and workouts team. This senior role combines transactional legal advice, team leadership and strategic input on evolving financing structures, including private credit and alternative capital solutions. You will act as the senior point of legal escalation for lending matters, partnering closely with business leaders, credit officers and risk teams to shape the direction of a market-leading lending franchise.

Responsibilities

• Serve as Associate General Counsel, leading legal activities across multiple EMEA countries for syndicated lending and the restructuring and workouts business.
• Act as the senior point of legal escalation for lending matters within the investment bank.
• Provide senior legal and strategic advice to business partners on complex lending transactions.
• Negotiate and coordinate the resolution of complex legal issues, setting direction on key decisions.
• Advise on regulatory developments and evolving market structures affecting the lending franchise, including private credit and alternative capital solutions.
• Shape consistent legal standards, risk-management practices and governance across the regional lending and restructuring platform.
• Contribute to strategic planning and business initiatives by applying in-depth knowledge of lending law and regulation.
• Lead and develop a legal team, guiding performance, career growth and resourcing decisions.

Required Qualifications & Skills

• Significant legal experience in corporate, leveraged and acquisition finance lending, with coverage of EMEA markets and complex cross-border transactions.
• Qualified as a solicitor in England and Wales, holding a bachelor's degree and strong commercial judgment and negotiation skills.
• Deep knowledge of English and New York law-governed financing structures, including syndicated facilities, bridge financings, revolving credit facilities and term loan facilities.
• Experience advising on sponsor-backed leveraged buyouts, acquisition financings, recapitalisations, refinancings and evolving products such as private credit.
• Strong understanding of intercreditor arrangements, security structures, guarantees, structural subordination and creditor rights.
• Experience managing stressed and distressed situations, including restructurings, covenant renegotiations, debt exchanges, liability management and workout transactions.
• Working knowledge of the regulatory framework governing global lending businesses, including regulatory capital, sanctions, licensing and anti-money laundering requirements, combined with a track record leading legal teams and advising senior stakeholders.

Beneficial Skills & Qualifications

• In-house legal experience within a leading financial institution.

What We Offer

Join a collaborative legal team at the center of Citi's EMEA lending and restructuring franchise, with clear prospects to broaden your influence and advance your career.

• Work in a hybrid model with three days in the office and two days working remotely each week.
• Collaborate with legal, business and risk teams across multiple global markets.
• Take on a senior legal role with direct influence over governance, strategy and decision-making for a major lending franchise.
• Access ongoing learning and development opportunities to deepen your legal and commercial expertise.
• Benefit from programs supporting financial wellbeing, family needs and work-life balance.

Apply now to lead Citi's legal strategy for a market-leading lending and restructuring franchise.

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Job Family Group:

Legal

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Job Family:

Legal - Product

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Time Type:

Full time

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Most Relevant Skills

Please see the requirements listed above.

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Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

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Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

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