Apply (opens in new window)

Discover your future at Citi

Working at Citi is far more than just a job. A career with us means joining a team of approximately 219,000 dedicated people from around the globe. At Citi, youll have the opportunity to grow your career, give back to your community and make a real impact.

Job Overview

The VP, Senior Lead Analyst AML, KYC, and Transaction Monitoring is a seniorlevel individual contributor responsible for delivering regulatory compliance across AntiMoney Laundering (AML), Know Your Customer (KYC), Sanctions, and Transaction Monitoring programs using data driven validation and research.

This role serves as a recognized technofunctional subject matter expert, partnering closely with Product Management, Technology, Risk, Compliance, Finance, and Operations to ensure regulatory alignment, effective control execution and data integrity for AML/KYC processes.  The role applies deep research expertise to interpret regulatory requirements, resolve complex data issues, and support compliant product and process design.

The role requires strong commercial acumen; the ability to translate regulatory and business requirements into technical requirements and solutions; strong process documentation and exceptional communication skills to effectively influence crossfunctional stakeholders. The ideal candidate thrives in a fastpaced environment, manages multiple priorities with precision, and consistently delivers highquality, auditready outputs.

Responsibilities:

• Provide subjectmatter expertise and execution leadership across AML, KYC, Sanctions, Transaction Monitoring, and regulatory data validation, ensuring compliance with applicable external regulations and internal policies.
• Partner with Product Management and crossfunctional stakeholders to support product plans, initiatives, and business process design, embedding regulatory requirements while supporting business objectives.
• Support and contribute to initiatives with direct impact on Cards AML/KYC, Transaction Monitoring, and Data Validation controls and monitoring, ensuring effective execution and regulatory alignment.
• Serve as a technofunctional subject matter expert for products, onboarding workflows, postbooking processes, and ongoing monitoring activities, ensuring adherence to AML/KYC, Sanctions, and Transaction Monitoring requirements.
• Independently manage the daytoday resolution of complex issues, exercising judgment to interpret policies, standards, and procedures and determine appropriate outcomes.
• Perform endtoend data content validation, including assessing data accuracy, completeness, and integrity across source systems, applications, regulatory platforms, and downstream reporting.
• Analyze complex process and data issues, conduct rootcause analysis, and develop clear, actionable remediation recommendations; communicate findings to management and relevant governance forums.
• Review and interpret AML/KYC and Transaction Monitoring requirements, functional specifications, and technical design documentation to understand regulatory drivers, business requirements, and data impacts.
• Connect regulatory, business, and technical requirements, ensuring appropriate documentation, traceability, and auditready evidence.
• Contribute to control design, enhancements, and sustainability testing, supporting alignment with Process Risk Controls (PRCs), MCA requirements, and established governance standards.
• Partner with Technology teams on system changes, remediation efforts, and enhancements supporting AML/KYC, Transaction Monitoring, and FinCEN obligations.
• Operate as a senior individual contributor on complex deliverables, managing multiple priorities in a fastpaced environment while producing highquality work products in multiple formats.
• Provide informal guidance and onthejob support to peers or new team members to promote consistency and knowledge sharing.
• Support execution of team procedures, stakeholder coordination, and issue resolution activities within the assigned scope of responsibility.
• Appropriately assess risk in decisionmaking, demonstrating consideration for the firms reputation and safeguarding Citigroup, its clients, and assets by adhering to applicable laws, regulations, policies, and ethical standards, and by escalating issues as required.

Recommended Qualifications:

• 6-10 years of relevant experience
• Working experience in the Financial Services/Credit Card/Banking Industry with large volumes of data.
• Strong knowledge of AML, KYC, and Transaction Monitoring requirements.
• Familiarity with marketing, credit, acquisitions, product development, and/or analytics.
• Proven ability to work independently, adapt quickly to shifting priorities, and meet deadlines under pressure.
• Strong analytical, problemsolving, and organizational skills
• Ability to translate complex regulatory, business, and technical concepts into clear, actionable insights.
• Excellent written and verbal communication skills with strong stakeholder influencing ability.
• Technofunctional background with a strong business mindset, including experience researching problem spaces and driving requirements from business and technology stakeholders and leading initiatives endtoend.
• Able to drive and refine requirements from both business and technical stakeholders.
• Capable of designing solutions and proposing strategies for both tactical and strategic initiatives.
• Proactively validates outcomes to ensure solutions meet intended business objectives.
• Have a technical background with working knowledge of UNIX,SQL, SAS/other statistical and data management software, Big data is plus. Tableau a plus.

Education:

• Bachelors degree/University degree. Masters degree preferred

Working Environment: office setting, minimal travel required.
Effort: minimal physical effort required.

------------------------------------------------------

Job Family Group:

Product Management and Development

------------------------------------------------------

Job Family:

Product Management

------------------------------------------------------

Time Type:

Full time

------------------------------------------------------

Most Relevant Skills

Please see the requirements listed above.

------------------------------------------------------

Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

------------------------------------------------------

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi (opens in new window).

View Citis EEO Policy Statement (opens in new window) and the Know Your Rights (opens in new window) poster.

Apply (opens in new window)