Apply (opens in new window)

Discover your future at Citi

Working at Citi is far more than just a job. A career with us means joining a team of approximately 219,000 dedicated people from around the globe. At Citi, youll have the opportunity to grow your career, give back to your community and make a real impact.

Job Overview

/ About this role

Citi Japan AI

This is a rare dual-scope opportunity within Citi Japan's Operations function you will take ownership of syndicated loan agency operations while also contributing directly to Loan Operations across deal booking, journal entry, and general ledger management. If you are motivated to build specialist expertise across both functions and are open to working with modern, AI-assisted tools, this role offers meaningful cross-functional exposure from day one.

Responsibilities

/ Key responsibilities

• (Deliver end-to-end syndicated loan agency operations across the full deal lifecycle, including drawdown processing, rollover management, repayment, fee settlement, and deal closure.)

• (Coordinate agent bank functions with precision, including the distribution of notices, interest rate resets, lender allocations, and fee distributions to syndicate members.)

• (Act as the primary operational contact between the Loan Agency team, internal stakeholders, and external lenders and borrowers throughout the syndication lifecycle.)

• LoanIQ(Process deal bookings, cash transactions, and position updates within loan management systems including LoanIQ, as part of the Loan Operations supporting scope.)

• JEGL(Maintain journal entries and general ledger entries across multi-currency and multi-tranche loan structures with accuracy.)

• (Conduct position, cash, and nostro reconciliations, identifying and resolving breaks to maintain accurate loan records.)

• UAT(Collaborate with operations and technology colleagues on system enhancement projects, contributing to UAT, process documentation, and platform improvement initiatives.)

• (Monitor deal covenants and compliance requirements, escalating exceptions or breaches through appropriate governance channels in a timely manner.)

Required qualifications & skills

/ Required qualifications

• 4GL/JE(More than 4 years of experience at a financial institution, with working knowledge of loan processes including deal booking, general ledger and journal entry principles, reconciliation practices, and cash settlement.)

• (Ability to manage, prepare, and review loan documentation including credit agreements, facility letters, and agent bank notices within a syndicated loan context.)

• (Demonstrated ability to identify, mitigate, manage, and escalate operational risks and issues accurately and in a timely manner.)

• (Strong awareness of and commitment to complying with applicable laws, regulations, and internal policies, with a consistent track record of doing so.)

• (Native-level Japanese across speaking, writing, and reading essential for external counterparty engagement, loan documentation management, and regulatory correspondence in the Japanese market.)

• AIAI(Genuine curiosity and openness toward AI-assisted tools and emerging technologies, with a willingness to explore their application in operations workflows including intelligent automation and AI-powered document processing.)

Beneficial skills & qualifications

/ Beneficial qualifications

• (Prior exposure to syndicated lending, loan agency operations, or loan operations within a financial institution.)

• LoanIQFinastra LoanIQ(Hands-on experience with LoanIQ or an equivalent loan management system, particularly in deal booking, servicing, or reconciliation workflows.)

• (Business-level English proficiency across speaking, writing, and reading, to support communication with global counterparts and cross-border deal coordination.)

• UAT(Familiarity with system enhancement activities, including participation in user acceptance testing or platform rollout projects within an operations environment.)

What we offer

Citi JapanAt Citi Japan, you will join a performance-driven team where professional growth, operational excellence, and forward-thinking ways of working are valued. This role offers structured development within one of the world's leading financial institutions.

• 32(A hybrid working arrangement with 3 days in the office and 2 days working remotely, balancing flexibility with in-person team collaboration.)

• 2(Hands-on development across both Loan Agency and Loan Operations a dual-scope role that builds breadth of expertise uncommon at this career stage.)

• AI(Exposure to AI-assisted tools and system modernization projects, placing you at the forefront of digital transformation within Loan Operations.)

• Citi(Access to learning and development resources that support your growth within the syndicated lending space and across Citi's global markets business.)

• (A clear pathway for career progression within the Loan Operations team, supported by a team committed to developing future-ready operations professionals.)

Citi Japan(Apply now to take ownership of a role at the heart of syndicated loan agency and operations in the Japanese market, and build a distinctive career with Citi Japan.)

------------------------------------------------------

Job Family Group:

Operations - Transaction Services

------------------------------------------------------

Job Family:

Loan Documentation and Processing

------------------------------------------------------

Time Type:

Full time

------------------------------------------------------

Most Relevant Skills

Please see the requirements listed above.

------------------------------------------------------

Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

------------------------------------------------------

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi (opens in new window).

View Citis EEO Policy Statement (opens in new window) and the Know Your Rights (opens in new window) poster.

Apply (opens in new window)