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Credit Maintenance Analyst

ExperiencedNo visa sponsorship
Citi logo

at Citi

Bulge Bracket Investment Banks

Posted 7 days ago

No clicks

**Credit Maintenance Analyst | Citi** Intermediate role responsible for maintaining data quality in credit systems, monitoring exposure, and escalating exceptions. Key responsibilities include: - Review and record credit requests accurately - Manage Credit Approvals process - Monitor and maintain insurance records - Prepare credit information for audits - Assist in policy formulation and interpretation - Assess risk and comply with regulations Requirements: - 1-3 years of relevant experience - Proficient in Microsoft Office, Microsoft Project, Windows domain - Bachelor's degree or equivalent experience - Knowledge of industry practices and standards

Compensation
Not specified

Currency: Not specified

City
Mumbai
Country
India

Full Job Description

Credit Maintenance Analyst

Apply (opens in new window)
Save

Job Req Id:

26958101

Location(s):

Mumbai, Maharashtra, India

Job Type:

Hybrid

Posted:

Juni. 04, 2026

Discover your future at Citi

Working at Citi is far more than just a job. A career with us means joining a team of more than 230,000 dedicated people from around the globe. At Citi, youll have the opportunity to grow your career, give back to your community and make a real impact.

Job Overview

The Credit Maintenance Analyst is an intermediate level position responsible for capturing and recording data on credit exposures, obligors and facilities in relevant credit systems in coordination with the Operations - Services team. The overall objective of this role is to coordinate and maintain data quality in credit systems, monitor and report credit exposure, escalate deficiencies and recommend delinquent strategies in alignment with overall credit policies.

Responsibilities:

  • Review incoming credit requests for completeness and accuracy, and convert to concise, accurately recorded credit facilities
  • Prepare Credit Approvals (CAs) , track CA progress during approval process, and ensure approvals are received in compliance with policy/recorded in database accurately
  • Maintain accurate insurance records and controls to ensure timely follow-up and renewals of required insurance for equipment and equipment liability
  • Monitor end-of-day exposure versus limits while escalating detected exceptions per policy and obtaining facilities to address recurring exceptions
  • Prepare portfolio and related credit information for internal and external auditors as well as contribute to achieving acceptable audit ratings
  • Interpret data, make recommendations, identify policy gaps, and assist in formulating policies
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

  • 1-3 years of relevant experience
  • Experience in similar position or area
  • Working knowledge of industry practices and standards
  • Proficient computer skills with a focus on Microsoft Office, Microsoft Project, and Windows domain

Education:

  • Bachelors degree/University degree or equivalent experience

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

------------------------------------------------------

Job Family Group:

Operations - Services

------------------------------------------------------

Job Family:

Credit Maintenance

------------------------------------------------------

Time Type:

Full time

------------------------------------------------------

Most Relevant Skills

Please see the requirements listed above.

------------------------------------------------------

Other Relevant Skills

Credit Analysis, Credit Report Analysis, Credit Risk Assessment.

------------------------------------------------------

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi (opens in new window).

View Citis EEO Policy Statement (opens in new window) and the Know Your Rights (opens in new window) poster.

Apply (opens in new window)
Save

Credit Maintenance Analyst

Compensation

Not specified

City: Mumbai

Country: India

Citi logo
Bulge Bracket Investment Banks

7 days ago

No clicks

at Citi

ExperiencedNo visa sponsorship

**Credit Maintenance Analyst | Citi** Intermediate role responsible for maintaining data quality in credit systems, monitoring exposure, and escalating exceptions. Key responsibilities include: - Review and record credit requests accurately - Manage Credit Approvals process - Monitor and maintain insurance records - Prepare credit information for audits - Assist in policy formulation and interpretation - Assess risk and comply with regulations Requirements: - 1-3 years of relevant experience - Proficient in Microsoft Office, Microsoft Project, Windows domain - Bachelor's degree or equivalent experience - Knowledge of industry practices and standards

Full Job Description

Credit Maintenance Analyst

Apply (opens in new window)
Save

Job Req Id:

26958101

Location(s):

Mumbai, Maharashtra, India

Job Type:

Hybrid

Posted:

Juni. 04, 2026

Discover your future at Citi

Working at Citi is far more than just a job. A career with us means joining a team of more than 230,000 dedicated people from around the globe. At Citi, youll have the opportunity to grow your career, give back to your community and make a real impact.

Job Overview

The Credit Maintenance Analyst is an intermediate level position responsible for capturing and recording data on credit exposures, obligors and facilities in relevant credit systems in coordination with the Operations - Services team. The overall objective of this role is to coordinate and maintain data quality in credit systems, monitor and report credit exposure, escalate deficiencies and recommend delinquent strategies in alignment with overall credit policies.

Responsibilities:

  • Review incoming credit requests for completeness and accuracy, and convert to concise, accurately recorded credit facilities
  • Prepare Credit Approvals (CAs) , track CA progress during approval process, and ensure approvals are received in compliance with policy/recorded in database accurately
  • Maintain accurate insurance records and controls to ensure timely follow-up and renewals of required insurance for equipment and equipment liability
  • Monitor end-of-day exposure versus limits while escalating detected exceptions per policy and obtaining facilities to address recurring exceptions
  • Prepare portfolio and related credit information for internal and external auditors as well as contribute to achieving acceptable audit ratings
  • Interpret data, make recommendations, identify policy gaps, and assist in formulating policies
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

  • 1-3 years of relevant experience
  • Experience in similar position or area
  • Working knowledge of industry practices and standards
  • Proficient computer skills with a focus on Microsoft Office, Microsoft Project, and Windows domain

Education:

  • Bachelors degree/University degree or equivalent experience

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

------------------------------------------------------

Job Family Group:

Operations - Services

------------------------------------------------------

Job Family:

Credit Maintenance

------------------------------------------------------

Time Type:

Full time

------------------------------------------------------

Most Relevant Skills

Please see the requirements listed above.

------------------------------------------------------

Other Relevant Skills

Credit Analysis, Credit Report Analysis, Credit Risk Assessment.

------------------------------------------------------

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi (opens in new window).

View Citis EEO Policy Statement (opens in new window) and the Know Your Rights (opens in new window) poster.

Apply (opens in new window)
Save