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Working at Citi is far more than just a job. A career with us means joining a team of more than 230,000 dedicated people from around the globe. At Citi, youll have the opportunity to grow your career, give back to your community and make a real impact.

Job Overview

The Real Estate Risk Analyst operates within the 2nd line of defense, conducting independent risk assessments, establishing risk controls, and managing firm-wide risks. The role includes solving problems independently, interpreting data professionally, and effectively communicating potentially complex information. The analyst contributes directly to business core activities, affecting team effectiveness based on quality and timeliness of their service.

Responsibilities:

• Provide guidance and on-the-job training to newly onboarded team members to help them integrate into the team and understand their roles.
• Regularly attend meetings with business groups, market risk management teams, and the entire Real Estate Risk Management team to discuss risk management strategies and updates.
• Monitor, review, and reconcile Tier III limits with risk managers, risk architecture, and the business.
• Proactively identify potential risks and implementing effective mitigation strategies.
• Generate and provide regular reports such as aging reports or market position details.
• Collect, analyze, and display data in pivot tables as required.
• Utilize financial models to analyze real estate investments, capital markets, and other related areas. This analysis is crucial for decision-making and risk management processes.
• Undertake ad hoc data analysis for Business As Usual requests from the business and senior risk managers including stress testing, researching market data, Basel capital, and CCAR calculations, among others.
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients, and assets.
• Drive compliance with applicable laws, rules, and regulations, adhering to Policy, and applying sound ethical judgment regarding personal behavior, conduct, and business practices.
• Escalate, manage and report control issues with transparency.
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of teams and create accountability with those who fail to maintain these standards

Qualifications:

• 2-5 years relevant experience
• Deep understanding of industry standards, practices and data analysis tools
• Proven ethical judgment in both personal conduct and business practices
• Advanced mathematical abilities
• Proficiency in Excel, PowerPoint, and Project Management
• Programming skills

Education:

Bachelors/University degree or equivalent experience

El Analista Intermedio de Riesgo Inmobiliario (C11) es responsable de apoyar en la identificacin, medicin, monitoreo y anlisis de riesgos asociados a las actividades inmobiliarias.

Este rol contribuye mediante anlisis detallados, generacin de reportes y monitoreo de mtricas clave, facilitando la toma de decisiones informadas por parte de los equipos de riesgo y negocio.

Requiere una slida capacidad analtica, atencin al detalle y entendimiento de prcticas del sector financiero y del mercado inmobiliario.

El puesto tiene un impacto directo pero supervisado, contribuyendo a la efectividad del equipo y al cumplimiento de los objetivos del rea de riesgo inmobiliario.

Responsabilidades Clave

Anlisis y Monitoreo de Riesgos

• Monitorear, revisar y conciliar los resultados de los avalos de los inmuebles para garanta de crdito.
• Analizar exposiciones relacionadas con portafolios inmobiliarios, incluyendo crdito, inversiones y mercados de capital.
• Apoyar en la identificacin y evaluacin de riesgos asociados a actividades inmobiliarias.

Reporteo y Anlisis de Datos

• Seguimiento y realizacin de reportes de los avalos de los inmuebles asignados.
• Preparar presentaciones ejecutivas (PowerPoint) para alta direccin.
• Construir y mantener tablas dinmicas, dashboards y anlisis de datos a solicitud.
• Integrar, depurar y analizar informacin proveniente de mltiples fuentes.

Soporte al Negocio

• Participar en reuniones con reas de negocio, riesgo de mercado y el equipo de Riesgo Inmobiliario.
• Atender requerimientos BAU (Business As Usual) y solicitudes especficas del negocio o de gestores senior de riesgo.

Modelado y Soporte Analtico

• Trabajar con modelos de valuacin para el anlisis de valores.
• Interpretar resultados de los avalos y comunicar hallazgos de forma estructurada y clara.

Gobernanza y Control

• Asegurar el cumplimiento de polticas internas, leyes, normas y regulaciones aplicables.
• Escalar oportunamente problemas de control o desviaciones detectadas.
• Aplicar juicio profesional en la interpretacin de datos y resultados.

Apoyo al Equipo

• Brindar orientacin informal y capacitacin en el trabajo a nuevos integrantes.
• Contribuir a un ambiente de trabajo colaborativo y de mejora continua.

Calificaciones

• 2 a 5 aos de experiencia en valuacin inmobiliaria, riesgo, finanzas, anlisis o sector bancario (deseable).
• Slidas habilidades matemticas y analticas, con nfasis en productos financieros.
• Dominio intermedio-avanzado de Excel y PowerPoint.
• Habilidades organizativas y atencin al detalle.
• Buenas habilidades de comunicacin escrita y verbal.

Conocimientos Tcnicos

• Fundamentos de riesgo financiero y crediticio.
• Conocimiento del mercado inmobiliario.
• Anlisis de datos y modelado financiero.
• Conocimiento bsico de regulacin financiera.

Formacin Acadmica

• Licenciatura en Ingeniera, Arquitectura o rea afn.
• Experiencia equivalente tambin ser considerada.

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Job Family Group:

Risk Management

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Job Family:

Real Estate Appraiser

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Time Type:

Full time

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Most Relevant Skills

Analytical Thinking, Credible Challenge, Financial Analysis, Governance, Policy, Procedure, and Regulation, Risk Management Lifecycle.

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Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

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Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

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