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Discover your future at Citi

Working at Citi is far more than just a job. A career with us means joining a team of approximately 219,000 dedicated people from around the globe. At Citi, youll have the opportunity to grow your career, give back to your community and make a real impact.

Job Overview

The Credit Initiation Team Lead is an entry level position responsible for assisting in assessing the ability of individuals, companies and institutions to meet the demands of loans, agreements and extended obligations in coordination with the Operations - Services team.The overall objective of this role is to minimize threats to the company by determining the terms or level of credit that can be granted without undue risk.

Responsibilities:

• Allocate work as a team leader over credit initiation specialists, delegating and supervising tasks
• Train and coach credit initiation specialists and use credit knowledge and signing authority to manage exceptions
• Ensure the integrity and confidentiality of customer documentation and recorded information within computerized systems
• Interpret procedures and policies to guide support staff in resolving complex problems
• Ensure the quality of tasks and services provided by the team
• Apply knowledge of technical and professional principles and concepts
• Exchange information in a concise and logical way, while being sensitive to audience diversity
• Fulfilling the clients necessities while providing an exceptional client experience is the expected behavior from all our employees and it will be measured by specific metrics.
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards.

Qualifications:

• Relevant experience in a related role
• Fundamental understanding of procedures and concepts within own technical area
• Consistently demonstrates clear and concise written and verbal communication

Education:

• Bachelors degree/University degree or equivalent experience

Trabajo bajo estndar, en herramienta CIP para la validacin documental y de pantallas sobre el mismo sistema, integracin de testimoniales soporte para la completes del expediente digital.  
Escalamientos por sistema, dudas de poltica y revisiones de perfilamiento.  

• Experiencia requerida

Entre 3 y 5 aos en puestos similares a evaluacin de crdito

• Conocimientos
  • Garantizar la integridad y confidencialidad de la documentacin e informacin del cliente.
  • Interpretar dictmenes y comprender la poltica para orientar el perfilamiento de los clientes.
  • Aplicar conocimientos de validacin para la revisin de bur de crdito (PM y PFAE).
  • Capacidad para trabajar sin supervisin y ajustar las prioridades rpidamente segn lo determinen las circunstancias.
  • Demuestra una comunicacin escrita y verbal clara y concisa de manera constante.

• Objetivo del puesto

Evaluacin documental de expedientes, revisin estructural de la empresa mediante dictmenes y validacin de reporte de bur de crdito para Personas Morales (PM) y Personas Fsicas con Actividad Empresarial (PFAE), as como el anlisis de la exposicin de grupos empresariales relacionados, entendimiento de tendencias de flujo financiero, identificando oportunamente riesgos potenciales y fortaleciendo la calidad del proceso de originacin y administracin del crdito.

• Objetivo del rea

                Promover el crecimiento rentable de la cartera PyME mediante el anlisis y validacin de informacin crediticia, financiera y documental, garantizando el cumplimiento de polticas, la calidad de los datos y una adecuada gestin del riesgo para apoyar la originacin de crditos con potencial de negocio y perfil de riesgo aceptable.

• Funciones principales del Puesto

Anlisis y evaluacin de credito PyME

• Habilidades tcnicas / Competencias que debe tener el Candidato

• Excelentes habilidades para trabajo en equipo y supervisin de equipos de trabajo multidisciplinarios
• Habilidades para transmitir conocimientos especficos de forma prctica y estructurada
• Excelentes habilidades interpersonales de relacionamiento con personal de todos los niveles de una organizacin.
• Excelentes habilidades de comunicacin oral y escrita para la creacin y presentacin de documentos de trabajo y entregables.
• Atencin de problemas de manera inmediata (sentido de urgencia)
• Capacidad de anlisis
• Trabajo bajo presin
• Orientacin a cumplimiento de objetivos

• Lugar de Trabajo (Domicilio Laboral)

Avenida Revolucin 1267 piso 3, Col. Los Alpes, Delegacin lvaro Obregn, CDMX

• Observaciones Especiales

Trabajo de Lunes a viernes con horario de 9:00 am a 6:00 pm con 1 horas de comida.

NIVEL C09

Excelentes habilidades para trabajo en equipo y supervisin de equipos de trabajo multidisciplinarios
Habilidades para transmitir conocimientos especficos de forma prctica y estructurada
Excelentes habilidades interpersonales de relacionamiento con personal de todos los niveles de una organizacin.
Excelentes habilidades de comunicacin oral y escrita para la creacin y presentacin de documentos de trabajo y entregables.
Atencin de problemas de manera inmediata (sentido de urgencia)
Capacidad de anlisis
Trabajo bajo presin
Orientacin a cumplimiento de objetivos

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Job Family Group:

Operations - Services

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Job Family:

Credit Initiation

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Time Type:

Full time

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Most Relevant Skills

Please see the requirements listed above.

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Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

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Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

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