Hello, we’re Starling. We built a new kind of bank because we knew technology had the power to help people save, spend and manage their money in a new and transformative way. We’re a fully licensed UK bank with the culture and spirit of a fast-moving, disruptive tech company. We’re a bank, but better: fairer, easier to use and designed to demystify money for everyone. We employ more than 3,500 people across our London, Southampton, Cardiff and Manchester offices.

As a Credit Analytics Lead in the Credit Risk team, you'll be a senior team member with previous credit experience. You'll work across all of Starling's portfolios (Mortgage, SME and unsecured) and all aspects of the lending journey, including underwriting/origination, portfolio management, portfolio analysis and Collections/Recoveries. 

If you’re ambitious, inquisitive, proactive and want to learn more, we want to hear from you.

Key responsibilities:

• Leading on data analytics within credit risk, providing timely analytics and insight on lending portfolios, leading investigations into areas of concern and challenge on all relevant 1st line lending activities from a credit risk perspective, covering the entire credit risk cycle across all lending products including organic and inorganic lending.
• Acting as an expert in credit risk across the full lending journey. 
• Lead on the development, maintenance and monthly management of the Bank’s credit risk appetite.
• Support due diligence on any 3rd party outsourcers and/or portfolio acquisitions. 
• Support both 1LOD and 2LOD teams with key projects as required. 
• Support the preparation and submission of reporting to credit committees through credit expertise and market insights.
• Support the development of the credit risk team through providing training and coaching to colleagues within the team.
• Driving best practice in the bank's approach to credit management on its lending activities.