Posted 5 days ago
No clicks
**Credit Analyst** at T. Rowe Price in Baltimore, MD. **Responsibilities**: Analyze, rate, and survey high yield bonds/loans; perform financial modeling, capital structure analysis; monitor macroeconomic trends; conduct independent research and present to PMs; engage with management teams, rating agencies. **Qualifications**: Master's degree in finance or related field, 4+ years' experience in investment research, high-yield company analysis, financial modeling, and senior stakeholder communication. **Skills**: Financial modeling, capital structure analysis, macroeconomic trends, industry trends, ESG integration. **Education**: Master's degree. **Experience**: 4+ years. **Location**: Baltimore, MD (hybrid).
- Compensation
- $80,933 – $192,500 USD
- City
- Not specified
- Country
- United States
Currency: $ (USD)
Full Job Description
At T. Rowe Price, we identify and actively invest in opportunities to help people thrive in an evolving world. As a premier global asset management organization with more than 85 years of experience, we provide investment solutions and a broad range of equity, fixed income, and multi-asset capabilities to individuals, advisors, institutions, and retirement plan sponsors. We take an active, independent approach to investing, offering our dynamic perspective and meaningful partnership so our clients can feel more confident.
We believe doing the right thing for our clients and our associates is good business. With a career at the firm, you can expect opportunities to create real impact at work and in your community. Youll enjoy resources to support your career path, as well as compensation, benefits, and flexibility to enrich your life. Here, youll find a collaborative culture that respects and values differences and colleagues who share a spirit of generosity.
Join us for the opportunity to grow and make a difference in ways that matter to you.
Role Summary
T. Rowe Price Associates, Inc. seeks a Credit Analyst in Baltimore, MD responsible for:
- Analyzing, rating, recommending, and surveilling high yield bonds and leveraged loans.
- Perform detailed financial modeling, capital structure analysis, and scenario testing for high-yield companies.
- Monitor macroeconomic and industry trends and contribute to thematic research efforts within coverage sectors.
- Conduct independent company research, develop actionable investment recommendations, and present regularly to portfolio managers.
- Engage directly with company management teams, rating agencies, and sell-side analysts.
- Integrate environmental, social, and governance (ESG) considerations into credit analysis where appropriate.
Qualifications
Minimum Requirements:
- Masters degree in business administration, finance or related quantitative field PLUS
- 2+ years of work experience in investment research, management consulting, or a related field working in a global environment with exposure to European markets.
- 2+ years of experience in industry and company analysis;
- 2+ years of experience in financial modeling and capital structure analysis.
- 2+ years of experience in providing investment recommendations to senior decision-makers.
FINRA Requirements
FINRA licenses are not required and will not be supported for this role.
Work Flexibility
This role is eligible for hybrid work, with up to one day per week from home.
Commitment to Diversity, Equity, and Inclusion
At T. Rowe Price, our associates are our greatest asset. We thrive because our company culture is built on inclusion and because we sustain a work environment where associates can bring their best selves to work every day. The backgrounds, talents, and experiences of our global associates allow us to embrace new ideas and perspectives that move our business priorities forward and enable us to deliver strong client outcomes. Here, you can expect equal opportunity and fair and consistent treatment for all.
Benefits
We value your goals and needs, at work and in life. As an associate, youll be supported with resources, benefits, and work-life balance so you can thrive in ways that matter to you.
Featured employee benefits to enrich your life:
Competitive compensation
Annual bonus eligibility
A generous retirement plan
Hybrid work schedule
Health and wellness benefits, including online therapy
Paid time off for vacation, illness, medical appointments, and volunteering days
Family care resources, including fertility and adoption benefits
Learn more about our benefits.
T. Rowe Price is an equal opportunity employer and values diversity of thought, gender, and race. We believe our continued success depends upon the equal treatment of all associates and applicants for employment without discrimination on the basis of race, religion, creed, color, national origin, sex, gender, age, mental or physical disability, marital status, sexual orientation, gender identity or expression, citizenship status, military or veteran status, pregnancy, or any other classification protected by country, federal, state, or local law.
Location: Baltimore, MD
Time Type: Full time
