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Discover your future at Citi

Working at Citi is far more than just a job. A career with us means joining a team of more than 230,000 dedicated people from around the globe. At Citi, youll have the opportunity to grow your career, give back to your community and make a real impact.

Job Overview

Markets Payment & Cash Management Technology is undergoing a major transformation to drive risk reduction, operational efficiencies, compliance, and competitive advantage. This presents an exciting opportunity to engage with Markets business and operations, owning the design and implementation of our next-generation Payment and Cash Management platform.

We are seeking a hands-on, AI Augmented Engineering Director to lead the strategy, architecture, and delivery of mission-critical transactional platforms for Payments and Cash Management. This leader will drive the strategic integration of AI across our engineering practices, influencing how we design, build, and optimize our systems. While maintaining a strategic overview, this role requires a hands-on involvement in coding, architectural design, advanced troubleshooting, prototyping, and critical code reviews to ensure end-to-end engineering excellence, secure, and reliable operations. You will actively guide design reviews, mentor teams across Gen AI solutions, React (UX), and cloud-native microservices hosted on hybrid cloud (preferably Java and Python) running on Kubernetes with modern CI/CD and observability.

You will be accountable for scale, resiliency, latency, and regulatory compliance in a 24x7 environment, partnering tightly with Product, Architecture, QA, Risk, and Operations to deliver client-grade experiences and bank-grade controls. Your leadership will ensure our engineering practices are augmented by AI, leading to more efficient development, intelligent systems, and superior outcomes.

Tech Stack

• Gen AI Productivity Tools: Devin, GitHub CoPilot

• Gen AI: ADK, MCP, LangGraph/ LangChain.

• Frontend: React

• Backend: Java (11+/17+), Spring Boot, Python, gRPC/REST, GraphQL

• Eventing/Data: Kafka, Oracle, Redis, Elastic/OpenSearch

• Platform: Kubernetes, Helm, Service Mesh (Istio/Linkerd), API Gateway, Terraform.

• Observability: OpenTelemetry, Prometheus/Grafana, Jaeger/Tempo, Kibana

• Security: OAuth2, mTLS, SBOM

Qualifications:

• 15+ years of relevant experience

• 8-10+ years of managerial experience

• PMP Certification, MBA, Specific to business Licenses and other

• Experience with financial products

• Working knowledge of the industry and competitors products and services

• Advanced knowledge of strategic direction of the function within relevant part of the business

• Proficient computer skills with a focus on Microsoft Office applications

• Demonstrated leadership, management, and development skills

Education:

• Bachelors degree/University degree or equivalent experience

• Masters degree preferred

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Job Family Group:

Technology

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Job Family:

Applications Development

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Time Type:

Full time

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Primary Location:

Jersey City New Jersey United States

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Primary Location Full Time Salary Range:

$170,000.00 - $300,000.00

In addition to salary, Citis offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

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Most Relevant Skills

Please see the requirements listed above.

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Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

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Anticipated Posting Close Date:

May 13, 2026

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Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

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