Job Title: Business Analyst Securitization & Credit Risk (Core Banking)

Location: London/Knutsford

Role Overview

We are seeking an experienced Business Analyst (BA) with strong expertise in Asset Securitization and Credit Risk reporting. The ideal candidate will bridge business and technology teams, driving data-focused initiatives across multiple platforms.

Hybrid working:

The places that you work from day to day will vary according to your role, your needs, and those of the business; it will be a blend of Company offices, client sites, and your home; noting that you will be unable to work at home 100% of the time.

Your Role

Key Responsibilities

• Own and manage the product backlog for securitization initiatives, ensuring alignment with business priorities
• Collaborate closely with CME business stakeholders to gather, refine, and prioritize requirements
• Drive end-to-end delivery across Data Warehouse, Data Lake, and FDP/EDP platforms
• Partner with data engineering and architecture teams to design and implement scalable data solutions
• Develop Logical & Conceptual Data Models (LCM/LCT) and Business Objects (BO)
• Validate UAT results, identify gaps, and proactively mitigate risks
• Ensure accurate data mapping, reconciliation, and reporting to support business and regulatory needs

Your Job

• Strong understanding of Asset Securitization lifecycle and processes

In-depth knowledge of:

• Deal structures, SPVs, and transaction data flows (daily/monthly cash settlements)
  Hands-on experience in:
• SQL, data mapping, and reconciliations
  Strong knowledge of:
• Credit Risk regulatory reporting
• ESMA reporting (Annex 1,2,3,7)
• RWA calculation and Basel II reporting
  Experience in:
• Data Governance, CDE identification, and building Data Quality (DQ) checks
  Strong understanding of Data Architecture
  Excellent stakeholder management and communication skills

Good-to-Have Skills

• Knowledge of Mortgage, Loan, and Credit Card product data
• Familiarity with ABS Suite or EURO ABS Credit Risk reporting

We are a Disability Confident Employer:

Capgemini is proud to be a Disability Confident Employer (Level 2) under the UK Governments Disability Confident scheme. As part of our commitment to inclusive recruitment, we will offer an interview to all candidates who:

• Declare they have a disability, and
• Meet the minimum essential criteria for the role.

Please opt in during the application process.

Make It Real (what does it mean for you):

• Youd be joining an accredited Great Place to work for Wellbeing in 2024. Employee wellbeing is vitally important to us as an organisation. We see a healthy and happy workforce a critical component for us to achieve our organisational ambitions.
  To help support wellbeing we have trained ‘Mental Health Champions across each of our business areas, and we have invested in wellbeing apps such as Thrive and Peppy.
• You will be empowered to explore, innovate, and progress. You will benefit from Capgeminis ‘learning for life mindset, meaning you will have countless training and development opportunities from thinktanks to hackathons, and access to 250,000 courses with numerous external certifications from AWS, Microsoft, Harvard ManageMentor, Cybersecurity qualifications and much more.
• You will be joining one of the Worlds Most Ethical Companies®, as recognised by Ethisphere® for 13 consecutive years. We live our values by making ethical business choices every day. Working ethically is at the centre of our culture at Capgemini, meaning you will be helping to create a future we can all be proud of.

Why you should consider Capgemini:

Growing clients businesses while building a more sustainable, more inclusive future is a tough ask. When you join Capgemini, youll join a thriving company and become part of a collective of free-thinkers, entrepreneurs and industry experts. We find new ways technology can help us reimagine whats possible. Its why, together, we seek out opportunities that will transform the worlds leading businesses, and its how youll gain the experiences and connections you need to shape your future. By learning from each other every day, sharing knowledge, and always pushing yourself to do better, youll build the skills you want. Youll use your skills to help our clients leverage technology to innovate and grow their business. So, it might not always be easy, but making the world a better place rarely is.

About Capgemini:

Capgemini is an AI-powered global business and technology transformation partner, delivering tangible business value. We imagine the future of organisations and make it real with AI, technology and people. With our strong heritage of nearly 60 years, we are a responsible and diverse group of 420,000 team members in more than 50 countries. We deliver end-to-end services and solutions with our deep industry expertise and strong partner ecosystem, leveraging our capabilities across strategy, technology, design, engineering and business operations. The Group reported 2024 global revenues of €22.1 billion.
Make it real | www.capgemini.com