The Head of Product is responsible for designing, developing, and executing new policies and procedures, ensuring that the portfolio aligns with established underwriting best practices and quality objectives. This role drives and monitors underwriting policies, rules, guidelines, and peer review processes in collaboration with the business units to achieve underwriting quality, profitability, and regulatory compliance goals. The Head of Product partners with Regulatory Services to handle internal and external information requests. They also collaborate with the Global Chief Underwriting Officer on research and strategy related to emerging risks and exposure aggregation. Additionally, this role involves creating, implementing, and monitoring underwriting best practices and quality audits. The incumbent coordinates with business units on information requests, identifies training needs, and develops plans to address them. They work closely with legal and other key stakeholders on policy language drafting and review. The role also provides support to local Product and Underwriting teams, including colleagues in Canada and Bermuda. You will report to the Chief Underwriting Officer, Casualty. What youll be doing Holds a high level of delegated underwriting authority for individual risk decisions. In partnership with the Chief Underwriting Officer, drives the strategy for referral triggers and ensure the right checks and balances are in place to enable profitable growth for the line of business. Given deep technical expertise in the space, may be consulted for account referrals on risks outside of the Americas region. Drives the overall product strategy for the Large Commercial Casualty Underwriting unit in close partnership with the Large Commercial leadership team; ensures the competitiveness of our product and stays abreast of market trends and changes that may influence the evolution of our products; sets a regular cadence for regular and timely reviews and updates of our proprietary product set Maintains a deep understanding of the Casualty (GL, AL & WC, Umbrella/Excess, and Multinational) market and consistently scans the market to ensure our product set retains an industry leading position and serves the evolving needs of our customer base Manage and develop a high-performing team, fostering a culture of excellence, innovation, and customer-centricity. Partners closely with counterparts across AXA XL to understand our full suite of products, appetite and opportunities to introduce cross-sell options as well as innovative, integrated products that better address our clients unique exposures Provides a great deal of product line depth and understanding to liases effectively with partners in other cross-functional units, including Credit & Reinsurance Officers, Risk Control, Claims, Legal, Regulatory & Compliance. Helps develop talent within the Product Line team as well as across the Underwriting unit through thoughtful mentoring and coaching interactions Drives the priorities for the Product Line team and works closely with Large Commercial UW leadership to influence the broader strategy of the Large Commercial UW unit Drives the portfolio management of the Casualty book of business, driving the audit process across the UW book, understanding loss considerations and helping the organization achieve financial and operational goals on an annual basis As an industry thought leader for the Large Commercial, will represent AXA XL at key industry events and conferences alongside key broker partners, insureds, and potential prospects Embody the AXA XL culture and act as a role model for all colleagues, irrespective of organizational alignment. What youll bring Were looking for someone who has these abilities and skills: Required Skills and Abilities: BA/BS degree or equivalent; key insurance designations such as CPCU, RPLU, or ARM . Deep experience working with Regulatory & Filing Agencies. Extensive knowledge and expertise of the technical aspects of Casualty Underwriting with the ability to translate that experience into thorough Technical UW guidelines and training modules. Demonstrated leadership and mentoring skills with the ability to obtain cooperation and participation of individuals and groups. Experience managing, developing, and recruiting high caliber teams. Ability to draft coverage form language and intimate knowledge of the product development cycle. Who we are AXA XL, the P&C and specialty risk division of AXA, is known for solving complex risks. For mid-sized companies, multinationals and even some inspirational individuals we dont just provide re/insurance, we reinvent it. How? By combining a comprehensive and efficient capital platform, data-driven insights, leading technology, and the best talent in an agile and inclusive workspace, empowered to deliver top client service across all our lines of business property, casualty, professional, financial lines and specialty. With an innovative and flexible approach to risk solutions, we partner with those who move the world forward. Learn more at axaxl.com What we offer Inclusion AXA XL is committed to equal employment opportunity and will consider applicants regardless of gender, sexual orientation, age, ethnicity and origins, marital status, religion, disability, or any other protected characteristic. At AXA XL, we know that an inclusive culture and enables business growth and is critical to our success. Thats why we have made a strategic commitment to attract, develop, advance and retain the most inclusive workforce possible, and create a culture where everyone can bring their full selves to work and reach their highest potential. Its about helping one another and our business to move forward and succeed. Five Business Resource Groups focused on gender, LGBTQ+, ethnicity and origins, disability and inclusion with 20 Chapters around the globe. Robust support for Flexible Working Arrangements Enhanced family-friendly leave benefits Named to the Diversity Best Practices Index Signatory to the UK Women in Finance Charter Learn more at Inclusion & Diversity at AXA XL | AXA XL. AXA XL is an Equal Opportunity Employer. Total Rewards AXA XLs Reward program is designed to take care of what matters most to you, covering the full picture of your health, wellbeing, lifestyle and financial security. It provides competitive compensation and personalized, inclusive benefits that evolve as you do. Were committed to rewarding your contribution for the long term, so you can be your best self today and look forward to the future with confidence. Sustainability At AXA XL, Sustainability is integral to our business strategy. In an ever-changing world, AXA XL protects what matters most for our clients and communities. We know that sustainability is at the root of a more resilient future. Our 2023-26 Sustainability strategy, called Roots of resilience, focuses on protecting natural ecosystems, addressing climate change, and embedding sustainable practices across our operations. Our Pillars: Valuing nature: How we impact nature affects how nature impacts us. Resilient ecosystems - the foundation of a sustainable planet and society are essential to our future. Were committed to protecting and restoring nature from mangrove forests to the bees in our backyard by increasing biodiversity awareness and inspiring clients and colleagues to put nature at the heart of their plans. Addressing climate change: The effects of a changing climate are far-reaching and significant. Unpredictable weather, increasing temperatures, and rising sea levels cause both social inequalities and environmental disruption. We're building a net zero strategy, developing insurance products and services, and mobilizing to advance thought leadership and investment in societal-led solutions. Integrating ESG: All companies have a role to play in building a more resilient future. Incorporating ESG considerations into our internal processes and practices builds resilience from the roots of our business. Were training our colleagues, engaging our external partners, and evolving our sustainability governance and reporting. AXA Hearts in Action: We have established volunteering and charitable giving programs to help colleagues support causes that matter most to them, known as AXA XLs Hearts in Action programs. These include our Matching Gifts program, Volunteering Leave, and our annual volunteering day the Global Day of Giving. For more information, please see Sustainability at AXA XL. Applicants for this role must be legally authorized to work in the United States without sponsorship now or in the future. The U.S. base salary range for this position is USD 157,700 - 292,900. Actual pay will be determined based upon the individuals skills, experience and location. We strive for market alignment and internal equity with our colleagues pay. At AXA XL, we know how important physical, mental, and financial health are to our employees, which is why we are proud to offer benefits such as a competitive retirement savings plan, health and wellness programs, and many other benefits. We also believe in fostering our colleagues' development and offer a wide range of learning opportunities for colleagues to hone their professional skills and to position themselves for the next step of their careers. For more details about AXA XLs benefits offerings, please visit US Benefits at a Glance 2026.