
at Wise
FinTechPosted 12 days ago
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- Compensation
- £88,000 – £118,000 GBP
- City
- Not specified
- Country
- United Kingdom
Currency: £ (GBP)
Full Job Description
Product Manager - Cards Pay-in, Orchestration
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Wise is a global technology company, building the best way to move and manage the worlds money.
Min fees. Max ease. Full speed.
Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.
As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.
More about our mission and what we offer.
We move 5% of the worlds money. Using a debit or credit card to fund a transfer is one of the most popular payment methods used by our customers, and we use acquirers to process ~1bn in monthly card payment volume.
A card payment first passes through our fraud and authentication engines, determining if its safe to process. This is managed by the Cards Pay-in Authentication team, the sister team to Orchestration.
The Cards Pay-in Orchestration team decides which acquirer a payment should be routed to for maximum chance of being accepted. In this role youll be responsible for the product vision, strategy and roadmap for Orchestration. This requires:
Defining the multi-year vision for our orchestration infrastructure to move from static rules to dynamic, machine-learning routing - and working with your engineers and analysts to deliver this vision.
Ensuring our payments are fully optimised to be routed between our acquirers, adjusting for regional / issuer level differences.
Managing the acquirer portfolio to support the growth of card pay-ins via new markets, card schemes and product types e.g. e-commerce payments.
Keeping acquirer costs as low as possible for our customers, balancing performance with the cost of acquiring.
In crafting the strategy and roadmap for Orchestration, youll balance the opportunities against the regulatory, compliance and engineering needs of the domain.
Qualifications:
You have at least 5+ years experience in a Senior Product Manager role; someone who has implemented successful product strategies with measurable, successful outcomes
Youre highly analytical and are comfortable using data - both quantitative and qualitative - to identify opportunities, prioritize initiatives and refine the product strategy.
You can demonstrate how youve collaborated with engineers and analysts to successfully launch a new feature or product to market and/or can demonstrate how youve made significant improvements to an existing product
Youve worked closely with back-end engineers and are comfortable making technical trade-offs to deliver faster for customers
Youre comfortable with ambiguity and not knowing all the answers, and can bring structure, focus, and direction to complex situations
Bonus:
You have specific experience working with card payments (either within acquirers, orchestrators or card schemes)
Experience managing complex, high-throughput backend systems where real-time decisioning and data normalization are critical e.g., Payments, Ad-tech, Logistics, or Trading
Were people without borders without judgement or prejudice, too. We want to work with the best people, no matter their background. So if youre passionate about learning new things and keen to join our mission, youll fit right in.
Also, qualifications arent that important to us. If youve got great experience, and youre great at articulating your thinking, wed like to hear from you.
And because we believe that diverse teams build better products, wed especially love to hear from you if youre from an under-represented demographic.
For everyone, everywhere. We're people building money without borders without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.
We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.
If you want to find out more about what it's like to work at Wise visit Wise.Jobs.
Keep up to date with life at Wise by following us on LinkedIn and Instagram.
More about the team
Find out more about our team, how we work and other open roles.
View the teamFind out more about what we offer our employees
From me days to mission days, sabbaticals to stock, and everything in between. For everyone, everywhere. Were people building money without borders. Find out what you'll get if you join us.
What we offerJoin us
For everyone, everywhere. Were people building money without borders.
View open rolesProduct Manager - Cards Pay-in, Orchestration
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