Wise is a global technology company, building the best way to move and manage the world’s money.
\nMin fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.
\nFor everyone, everywhere.

More about our mission and what we offer.

This new role sits within our UK Product Compliance and Risk team which is part of the 1st line of defence. The need for this role comes from the rapid growth of our product and offerings as well as the increasing challenges we face across financial crime in the UK. This is a unique opportunity to get hands-on with the controls, products and features that directly impact Wise’s mission.

We are looking for a candidate with a proven track-record in implementing effective and customer-centric business onboarding controls.

Your Mission

Wise has already pioneered new ways for people to transfer money across borders and currencies. Your mission is to enable our product team in the UK to launch new products and to solidify our presence in the market through a deep understanding of the financial crime regulatory requirements and the regulator’s expectations around them.

You, together with the UK Product team and the FinCrime Product teams, will be responsible for:

Control design:

• Help drive the launch of new products and services by implementing financial crime requirements in a customer-oriented way whilst at the same time, adhering to regulatory requirements.

• Drive financial crime control enhancements across the Wise business product, ensuring a first class experience for customers that is both compliant and convenient.

• Ensure that controls scale with the product by developing ongoing review and monitoring processes. Support in keeping Wise and its customers compliant, introducing measures to mitigate the risk of financial crime.

• Identify and drive enhancements that could improve our customer experience, unlock growth and improve our operational processes.

• Use data to define the effectiveness of controls across the UK and work with the regional team to identify key risks.

FinCrime risk and remediation:

• Advise Product and Operational teams on how to interpret financial crime regulations in the UK or to improve processes in order to avoid regulatory breaches or incidents.

• Conduct risk assessments, using data to evaluate the level of risk we are exposed to and mitigation efforts needed.

• Work with internal and external audit partners to explain and defend our FinCrime controls.

Third party relationships:

• Represent Wise in external meetings with banking partners and regulators - being able to explain our products, controls and processes.

• Represent Wise at industry and public body events. Building relationships with our peers and partners, sharing best practices and keeping abreast of FinCrime risk.

Qualifications

• Minimum 8 years experience working in financial crime controls in a financial institution, FinTech or consulting firm.

• Strong experience in UK financial crime regulation and guidance, including Money Laundering Regulations, Proceeds of Crime Act and JMLSG.

• Experience in implementing financial crime controls for businesses.

• A natural owner that drives and delivers projects from inception to completion, timely and with attention to detail.

• Team management experience.

• Collaboration skills with stakeholders including Product, Engineering and Operations.

• Ability to interpret data and create actionable insights/ proposals.

• Proven ability to translate regulatory requirements into actionable business requirements.

• An understanding of how to implement and monitor Key Risk Indicators (KRIs).

• Willingness to travel occasionally to our offices in Europe and globally.

For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
\nInclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.

Product Compliance & Risk Fincrime Lead UK

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   London
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