
Posted a month ago
No clicks
**TDS Operations Analyst I:** Manage credit limits, administer loans & trade finance settlements, ensure regulatory compliance, and deliver excellent customer service. Requires 2 years' credit environment experience.
- Compensation
- $52,700 – $74,400 CAD
- City
- Montreal, Toronto
- Country
- Canada
Currency: $ (CAD)
Full Job Description
Work Location:
Montral, Quebec, CanadaHours:
37.5Line of Business:
TD SecuritiesPay Details:
52,700 - 74,400 CADTD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
Job Description:
TD Securities Overview
With more than 3,500 people in 13 offices around the world, TD Securities provides a wide range of capital market products and services to corporate, government and institutional clients who choose us for our knowledge, innovation, and experience in the following key areas of finance:
Investment and Corporate Banking
Capital Markets
Interest Rate, Currency and Derivative Products
Commodities
International Trade
Our services include the underwriting and distribution of new debt and equity issues, providing advice on strategic acquisitions and divestitures, and executing daily trading and investment needs.
Global Operations Overview
With offices located around the world and with more than 650 professionals, the strength of TD Securities Global Operations lies in the diverse and dynamic group of individuals who are dedicated to providing ongoing support functions for TD Securities' businesses and their partners. As part of TD Securities, Global Operations professionals can learn end to end processes as well as create relationships with different lines of business. Challenged to learn and grow within their role, members of Global Operations are supported in their goals of innovation, excellence, and commitment to customer service.
Department Overview:
Global Trade Finance Operations International processing hub is in Montreal with spoke locations in Vancouver, Calgary, Toronto, Houston, and Singapore. We are a team of over 95 experienced professionals who offer a full range of trade products and are dedicated to providing world class service to our customers located all over the globe.
Job Description
The Operations Analyst I is part of a team of approximately 15 reporting to the Manager Loans & Settlements. Individual will be responsible for the handling of credit, loan administration and Trade Finance settlements.
Job Accountabilities
Manage Credit Limits.
Create deals, facilities and process and release transactions in Loan IQ.
Process and verify Export Credit Agency loans, trade loans, syndicated loans, supply chain financing and other Trade Finance Structure Financing.
Review, verify, and ensure all required documentation and approvals are in place prior to approving and executing credit requests, loan funding and/or other payment related functions.
Review and ensure documentation such as loan summary, loan agreement, Cairo, Documentary Letters of Credit & Collections' terms, and conditions, etc. are read and understood before processing and/or releasing any transaction.
Execute transactions and ensure all payments and fees, receivables and cash flows are properly settled.
Prioritize and manage own workload and that of the team to complete and deliver transaction processing or other processing activities accurately and timely as per the business Service Level Agreement.
Maintain staff competence by ensuring that staff skills or knowledge gaps are met with appropriate training and to ensure staff can perform at maximum capability.
Follow firm and industry regulations and operating practices in completing and recording transactions including AML Enhanced Due Diligence and Anti-Boycott Procedures.
Deliver excellent customer service by dealing with problem resolution and complex issues.
Complete investigations and escalate nonstandard, high risk transactions or other activities as appropriate.
Escalate customer/processing issues and gaps where necessary to ensure legendary service is maintained.
Execute processing responsibilities involving one or more of the following:
Transactions or activities with a lack of market standards or practices.
Non-standard processing environment.
Multiple step transactions.
Several systems or applications.
A combination of manual and automated environments.
Multiple jurisdictions (currencies, time zones).
Execute on all daily, weekly, monthly, and quarterly reports to internal and external partners.
Execute on ad-hoc and other requests.
Identify areas of improvement; recommends, implements, and monitors the achievement of process enhancements to reduce redundancy.
Support the team by continuously developing knowledge and participate fully in promoting team effectiveness and positive work environment.
Job Requirements
2 years' experience in a credit environment.
bachelor's degree in finance, International Business, or other related discipline an asset.
Highly organized and have ability to work within stringent deadlines.
Position requires strict attention to accuracy, details, and timelines.
Possesses strong analytical and problem-solving skills and sound judgment.
Possesses experience in loan administration and non-negotiable documentation.
Be flexible to handle change, innovative, proactive, self-starter.
Excellent communication skills (oral and written), and ability to interact with Senior Management.
Knowledge of Microsoft Office required.
Knowledge of URR725, UCP600, URC522 are an asset.
Knowledge of Trade 360 system and Loan IQ system is an asset.
Spoken and written knowledge of French language is an asset.
Aperu des Valeurs Mobilires TD
Comptant plus de 3 500 employs dans 13 bureaux dans le monde, Valeurs Mobilires TD offre une vaste gamme de produits et de services du march des capitaux aux entreprises, au gouvernement et aux institutions clientes qui nous choisissent pour notre savoir, notre esprit dinnovation et notre exprience dans les principaux secteurs financiers suivants :
Services bancaires d'investissement et aux grandes entreprises
Marchs des capitaux
Taux dintrt, devises et produits drivs
Produits de base
Ngociation internationale
Nos services comprennent la prise ferme et le placement de nouvelles missions de titres de crance et dactions, des services-conseils en matire dacquisitions et de dessaisissements stratgiques ainsi que lexcution doprations de courtage et de placement courantes.
Aperu dOprations mondiales
Grce ses bureaux rpartis dans le monde entier et plus de 650 professionnels, la force dOprations mondiales, Valeurs Mobilires TD rside dans la diversit et le dynamisme dun groupe de personnes qui se consacrent offrir du soutien continu aux secteurs dactivit et aux partenaires de Valeurs Mobilires TD. Comme membres de Valeurs Mobilires TD, les professionnels dOprations mondiales ont loccasion dapprendre des processus de bout en bout, ainsi que de crer des relations avec les reprsentants de diffrents secteurs dactivit. Mis au dfi dapprendre et dvoluer dans le cadre de leurs fonctions, les membres dOprations mondiales sont soutenus dans la ralisation de leurs objectifs dinnovation, dexcellence et dengagement en matire de service la clientle.
Description du service
Le centre de traitement dExploitation, Financement du commerce mondial est situ Montral et comporte des centres de services Vancouver, Calgary, Toronto, Houston et Singapour. Notre quipe de 95 professionnels chevronns offre un ventail de produits de financement et un service de calibre international nos clients de partout dans le monde.
Description du poste
Lagent principal des oprations fait partie dune quipe d'environ 15 personnes qui relvent du directeur des prts administratifs et rglements. Le titulaire sera responsable de la gestion des oprations relatives aux prts lis aux lettres de crdit et aux rglements de Financements du commerce mondial.
Responsabilits associes au poste
Grer les limites de crdit
Crer des transactions et des facilits, traiter et valider des transactions dans le systme Loan IQ
Administrer, traiter et vrifier les prts garantis des organismes de crdit lexportation, les prts syndiqus et dautres formes de financement structur de Financement commercial
Passer en revue lensemble des approbations et des documents requis et vrifier quon les a tous obtenus avant dapprouver et de traiter une demande de crdit et le dcaissement dun prt ainsi que d'autres fonctions relatives aux paiements.
Passer en revue divers documents (sommaire du prt, convention de prt, dernier examen bancaire du systme CAIRO, les conditions rattaches aux lettres de crdit etc.) et vrifier que tous ont t lus et compris avant de traiter ou de librer des oprations.
Traiter les oprations et vrifier que tous les paiements, les frais, les crances et les mouvements de fonds ont t rgls
Grer sa charge de travail et celle de l'quipe selon les priorits afin dassurer le traitement des oprations et dautres activits de traitement avec prcision et dans les dlais tablis par lentente de niveau de service de lunit fonctionnelle.
Suivre les rglements et les pratiques dexploitation de lentreprise et du secteur dans le traitement et lenregistrement des oprations, y compris les procdures de diligence raisonnable accrue lgard de la LCBA et les procdures de prvention du boycottage.
Offrir un excellent service la clientle par la rsolution de problmes et de questions complexes.
Mener des enqutes et soumettre les oprations ou les autres activits non courantes ou haut risque une instance suprieure, au besoin.
Soumettre lchelon suprieur les problmes et les lacunes lis au traitement, au besoin, afin de maintenir un service la clientle de grande qualit.
Exercer des responsabilits lies au traitement en ce qui a trait un ou plusieurs des aspects suivants :
oprations ou activits non conformes aux pratiques et aux normes du march;
environnement de processus non normaliss;
oprations en plusieurs tapes;
connaissance des diffrents systmes et applications;
combinaison denvironnements manuels et automatiss;
territoires multiples (devises, fuseaux horaires).
Assurer la production de tous les rapports quotidiens, hebdomadaires, mensuels et trimestriels et leur remise aux partenaires internes et externes.
Rpondre aux demandes ponctuelles et dautre nature.
Identifier les points amliorer, formuler des recommandations cet effet, mettre en uvre et surveiller la ralisation des amliorations ncessaires afin dviter les redondances.
Aider lquipe en approfondissant continuellement ses connaissances, en favorisant lefficacit de lquipe et en contribuant un milieu de travail positif.
Exigences du poste
Deux ans dexprience dans un environnement de crdit.
Baccalaurat en finance, en affaires internationales ou dans un domaine connexe, un atout.
Excellent sens de lorganisation et capacit de travailler dans des dlais serrs.
Attention particulire lexactitude, aux dtails et au respect des dlais.
Excellentes comptences pour la rsolution de problmes et lanalyse, et bon jugement.
Exprience dans la gestion des prts et des documents non ngociables.
Souplesse pour sadapter au changement; esprit dinnovation, dentreprise et dinitiative.
Excellentes aptitudes en communication (orale et crite) et capacit de communiquer avec les membres de la haute direction.
Connaissance de la suite bureautique Microsoft exige.
Connaissance des pratiques et rglements de la Chambre de Commerce Internationale (RUU 600, RUR 725 et RUE 522), un atout.
Connaissance des systmes Trade 360 et Loan IQ, un atout.
Connaissance du franais, loral et lcrit, un atout.
Who We Are:
TD Securities offers a wide range of capital markets products and services to corporate, government, and institutional clients who choose us for our innovation, execution, and experience. With more than 6,500 professionals operating out of 40 cities across the globe, we strive to make every interaction, product and experience remarkably human and refreshingly simple. Our services include underwriting and distributing new issues, providing trusted advice and industry-leading insight, extending access to global markets, and delivering integrated transaction banking solutions. In 2023, we acquired Cowen Inc., offering our clients access to a premier U.S. equities business and highly-diverse equity research franchise, while growing our strong, diversified investment bank.
Together, we are reimagining what banking can be for our clients, colleagues and communities.
Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more
Additional Information:
Were delighted that youre considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, were committed to providing the support our colleagues need to thrive both at work and at home.
Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.
Colleague Development
If youre interested in a specific career path or are looking to build certain skills, we want to help you succeed. Youll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.
If youre passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.
We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.
Training & Onboarding
We will provide training and onboarding sessions to ensure that youve got everything you need to succeed in your new role.
Interview Process
Well reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
Accommodation
Your accessibility is important to us. Please let us know if youd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.
We look forward to hearing from you!
Language Requirement (Quebec only):
Matrise dune langue autre que le franais pour offrir du soutien ou traiter avec les clients qui ont besoin de services et de soutien dans une langue autre que le franais.Location: Montral, Qubec, TD Centre - North - 77 King Street West, Toronto, Ontario
Time Type: Full time
