Posted 17 days ago
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The Head of Lending will lead Revolut's lending strategy in Brazil, building and managing a local team to define underwriting, portfolio management, and collections policies. You will oversee branch activities and the overall risk of the local loan portfolio, validate underwriting strategies, and manage regulatory relationships and interactions with local authorities. The role requires deep experience in retail lending in Brazil, credit decisioning and risk modelling, and strong leadership and communication skills.
- Compensation
- Not specified
- City
- Sao Paulo
- Country
- Brazil
Currency: Not specified
Full Job Description
About Revolut
People deserve more from their money. More visibility, more control, and more freedom. Since 2015, Revolut has been on a mission to deliver just that. Our powerhouse of products — including spending, saving, investing, exchanging, travelling, and more — help our 65+ million customers get more from their money every day.
As we continue our lightning-fast growth, 2 things are essential to our success: our people and our culture. In recognition of our outstanding employee experience, we've been certified as a Great Place to Work™. So far, we have 10,000+ people working around the world, from our offices and remotely, to help us achieve our mission. And we're looking for more brilliant people. People who love building great products, redefining success, and turning the complexity of a chaotic world into the simplicity of a beautiful solution.
About the role
The Credit team at Revolut creates and scales lending features that power global growth. They manage the entire product lifecycle, from backend systems to customer-facing experiences. By combining market insight, risk expertise, and technical precision, they deliver safe, forward-thinking solutions tailored to each region.
We're looking for a Credit Manager in Brazil to design credit risk policies, procedures, and strategies for our retail lending features. You'll be managing validation of the underwriting strategy, as well as leading the charge for preventative and reactive actions to the market and product offering.
Up to shape what's next in finance? Let's get in touch.
What you’ll be doing
- Building and leading a local team to define and implement the lending strategy in Brazil
- Overseeing branch activities and the overall risk of the local loan portfolio
- Managing regulatory relationships
- Establishing and executing the territory’s underwriting, portfolio management, and collections policy and activity
- Interacting with regulators and local authorities
What you'll need
- 7+ years of experience as a bank executive
- Expertise in retail lending products in Brazil
- An entrepreneurial drive and personal resilience
- Extensive experience building risk models, managing credit decisioning, and overseeing regulatory engagement
- An understanding of credit portfolio performance
- Excellent communication skills
- The ability to recruit and lead a team
- The ability to think and reason logically
Nice to have
- ExCo experience
Building a global financial super app isn’t enough. Our Revoluters are a priority, and that’s why in 2021 we launched our inaugural D&I Framework, designed to help us thrive and grow everyday. We're not just doing this because it's the right thing to do. We’re doing it because we know that seeking out diverse talent and creating an inclusive workplace is the way to create exceptional, innovative products and services for our customers. That’s why we encourage applications from people with diverse backgrounds and experiences to join this multicultural, hard-working team.
Important notice for candidates:
Job scams are on the rise. Please keep these guidelines in mind when applying for any open roles.
• Only apply through official Revolut channels. We don’t use any third-party services or platforms for our recruitment.
• Always double-check the emails you receive. Make sure all communications are being done through official Revolut emails, with an @revolut.com domain.
We won't ask for payment or personal financial information during the hiring process. If anyone does ask you for this, it’s a scam. Report it immediately.
By submitting this application, I confirm that all the information given by me in this application for employment and any additional documents attached hereto are true to the best of my knowledge and that I have not wilfully suppressed any material fact. I confirm I have disclosed if applicable any previous employment with Revolut. I accept that if any of the information given by me in this application is in any way false or incorrect, my application may be rejected, any offer of employment may be withdrawn or my employment with Revolut may be terminated summarily or I may be dismissed. By submitting this application, I agree that my personal data will be processed in accordance with Revolut's Candidate Privacy Notice
