Credit Risk Management - Counterparty Credit Risk - Funds, Analyst
London
JR027436

The role will reside within the Firm Risk Management's Credit Risk Management area which is a team dedicated to evaluating credit risk transactions considering the availability and appropriateness of arrangements for reducing risk or risk mitigation. The department also assigns Internal Credit Ratings; establishes and manages credit risk limits in accordance with the risk tolerance established by the Board; monitors and reports on credit risk exposures on a regular basis to the Chief Risk Officer and Firm Risk Management. CRM also interacts with business units to ensure that credit risk assessments are factored into business decisions.

This role is within the Funds coverage team in London, which is responsible for the credit assessment and risk management of the Firm's business with asset management clients, and provides product coverage for Morgan Stanley's Institutional Equities Division.

Firm Risk Management (FRM) supports Morgan Stanley to achieve its business goals by partnering with business units across the Firm to realize efficient risk-adjusted returns, acting as a strategic advisor to the Board and protecting the Firm from exposure to losses as a result of credit, market, liquidity, operational, model and other risks.

About Morgan Stanley
Morgan Stanley is a leading global financial services firm providing a wide range of investment banking, securities, investment management and wealth management services.

As a market leader, the talent and passion of our people is critical to our success. Together, we share a common set of values rooted in integrity, excellence, and strong team ethic. We can provide a superior foundation for building a professional career – a place for people to learn, to achieve and grow. A philosophy that balances personal lifestyles, perspectives and needs is an important part of our culture.

What will you be doing?
• Assess the financial strength of asset management counterparties (mutual funds, hedge funds, family offices, private equity structures) through due diligence meetings, review of investment strategies, and detailed financial and market analysis to determine credit ratings, set trading limits and negotiate trading terms
• Monitor counterparty exposures and manage limit excesses; prepare and present regular portfolio monitoring reports to senior management; and investigate exposure changes and ad-hoc portfolio deep dives in times of market stress
• Liaise with Credit Risk colleagues across multiple global locations in support of the risk management of our diverse global client base
• Engage in close dialogue with Business Unit Risk Management, Sales & Trading, and Client Onboarding on fund-related requests, including exposure analysis, trade approvals, and credit risk mitigation
• Drive continuous improvement by engaging in strategic initiatives to refine Credit Risk identification, enhance processes and elevate risk reporting with the IT and risk reporting teams

What we’re looking for:
• Bachelor's degree or equivalent
• Relevant internships or experience within Financial Institutions would be beneficial
• Understanding of financial markets, financing instruments, associated legal documentation and lending structures
• Strong analytical skills; experience in financial analysis and modelling and ability to use SQL and Python (preferred)
• Strong attention to detail and ability to provide information in usable formats (proficiency in Microsoft office, including Excel, PowerPoint and Word)
• Fluency in English is required

Skills that will help you in the role:
• Ability to communicate effectively with a wide range of stakeholders, both written and verbally
• Ability to work independently in a self-directed way in a collaborative environment

Where will you be working?
This role is based in 20 Bank Street, London.

WHAT YOU CAN EXPECT FROM MORGAN STANLEY:

At Morgan Stanley, we raise, manage and allocate capital for our clients – helping them reach their goals. We do it in a way that’s differentiated – and we’ve done that for 90 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren’t just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you’ll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There’s also ample opportunity to move about the business for those who show passion and grit in their work.

To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices​ into your browser.

Certified Persons Regulatory Requirements:
If this role is deemed a Certified role and may require the role holder to hold mandatory regulatory qualifications or the minimum qualifications to meet internal company benchmarks.

Flexible work statement
Interested in flexible working opportunities? Morgan Stanley empowers employees to have greater freedom of choice through flexible working arrangements. Speak to our recruitment team to find out more.

Morgan Stanley is an equal opportunities employer. We work to provide a supportive and inclusive environment where all individuals can maximize their full potential. Our skilled and creative workforce is comprised of individuals drawn from a broad cross section of the global communities in which we operate and who reflect a variety of backgrounds, talents, perspectives, and experiences. Our strong commitment to a culture of inclusion is evident through our constant focus on recruiting, developing, and advancing individuals based on their skills and talents.