at Moody's
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**Structured Finance Intern (São Paulo, São Paulo)** seeks early-career graduates for Moody's Local Brasil. Support transaction surveillance, analysis, and reporting. Apply advanced Excel, Python, and VBA skills. Requires fluency in Portuguese (and English; Spanish preferred) and an interest in AI. Experience modeling and understanding risk in structured finance transactions including Fundos de Investimento em Direitos Creditórios and Certificados de Recebíveis Imobiliários. Collaborate with originators, advisors, and rating committees.
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Full Job Description
Structured Finance Intern
So Paulo, So Paulo
At Moody's, we unite the brightest minds to turn todays risks into tomorrows opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they arewith the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moodys is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, were advancing AI to move from insight to actionenabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence.
If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity.
Skills and Competencies
- Well-developed analytical and modelling skills
- Strong written and verbal communication skills in Portuguese and English; Spanish preferred
- Advanced Microsoft Excel, Word and PowerPoint skills are mandatory
- Python programming and Visual Basic for Applications knowledge preferred
- Basic understanding of artificial intelligence concepts, with curiosity and enthusiasm for learning how AI tools can be used to improve processes and drive efficiency
- Interest in responsible AI practices, including risk management and ethical use
Education
- Students matriculating in a degree program in Business Administration, Economics, Engineering, Statistics, Accounting, or a related field
- Ideally one year ahead of graduation
Responsibilities
- Review performance of existing transactions and assist in preparing quarterly surveillance reports
- Analyze transaction documents to understand legal, operational, and counterparty risks
- Analyze characteristics of underlying portfolios and performance history
- Apply default and cash flow modeling in line with Moodys Local rating methodologies
- Attend virtual and in-person meetings with originators, advisors, and transaction participants
- Assist in preparing rating committee materials
- Support timely and relevant research on issuers and sector-related topics
- Assist in rating methodology, model, and scorecard updates
About the Team
Moodys is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, sexual orientation, gender expression, gender identity or any other characteristic protected by law.
Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moodys Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.
