End Date

Sunday 29 March 2026

Salary Range

61,344 - 68,160

We support flexible working click here for more information on flexible working options

Flexible Working Options

Job Share

Job Description Summary

Develops and manages a product/channel portfolio through: EITHER managing a small team; AND/OR operating as a specialist.

Job Description

JOB TITLE: Product Manager - Credit Cards

LOCATION(S): Chester

HOURS: Fulltime

WORKING PATTERN: Our work style is hybrid, involving at least two days per week or 40% of time in an office. Colleagues with disabilities can be supported with workplace adjustments.

What youll be doing

If youre excited by the idea of shaping a marketleading Credit Cards proposition for millions of customers, this role puts you right at the heart of that journey. As part of our Product Discovery & Distribution team, youll help define how our products show up in the market, strengthen key partnerships, and unlock new opportunities that improve customer outcomes and commercial performance.

Youll work crossfunctionally to bring insight to life combining data, market intelligence and collaboration across teams to influence strategic decisions. From managing partner relationships to delivering compliant and effective gotomarket activity, youll play a key role in driving sustainable growth, improving processes, and enabling brilliant customer experiences.

Why join us?

Were transforming at pace. Investing billions in our people, data and tech to change the way we meet the needs of our 28 million customers. Were growing, and wed love you to be part of the journey.

Essential skills

• 3+ years experience in partnership or channel management, ideally within financial services or digital marketplaces.

• 3+ years experience using data to generate actionable insight, evaluate market trends and present performance reviews to stakeholders.

• Strong commercial acumen, with a proven track record of delivering value through contracts, commercial levers or strategic partnerships.

• Excellent stakeholder and negotiation skills, with the ability to build strong relationships across internal and external partners.

Desirable skills

• Experience working with Cards, lending, or consumer credit products.

• Experience using thirdparty market data or insight tools.

• Familiarity with testandlearn approaches, pricing, eligibility or journey optimisation.

We know great talent comes from many backgrounds. Even if you dont meet all criteria, if you have relevant transferable skills, we encourage you to apply.

This is a place for you

Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities, and were committed to creating an environment in which everyone can thrive, learn and develop. We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need.

We offer a wideranging benefits package, including:

• A generous pension contribution of up to 15%

• An annual performancerelated bonus

• Share schemes including free shares

• Benefits you can tailor to your lifestyle, such as discounted shopping

• 30 days holiday, plus bank holidays

• A range of wellbeing initiatives and generous parental leave policies

Ready to make an impact? Apply today!

At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.

We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks.  We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person. 

We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together were building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.