Full Job Description

Location: LONDON, United Kingdom

Are you ready to make impactful credit decisions in a dynamic environment? Join our team as an Intraday Payments Credit Risk Officer - Vice President and play a crucial role in managing real-time credit decisions. This is your opportunity to work in a fast-paced setting, leveraging your expertise to achieve strategic outcomes and ensure sound risk management. Be part of a team that values innovation and collaboration, and make a significant impact on our global operations.

As a Wholesale Credit Risk Intraday Payments Vice President in the Commercial & Investment Bank (CIB) Wholesale Credit Risk Intraday Payments team, you will monitor and conduct real-time credit decisions for intraday payments. You will use your credit acumen to assess client credit characteristics, business portfolios, and payment complexities. Your role involves executing risk management decisions within credit authority levels and serving as a Subject Matter Expert on payment products and systems.

Job Responsibilities

Monitor and build up to real-time credit decisions (Approval/Rejection/Escalation) for intraday payments
Review and approve overnight overdrafts using credit authority within the firm's framework
Work with Credit Officers and the Business to address business disruptions and implement solutions
Learn client behaviors to identify abnormal activity and prepare for market events
Participate in crisis management and risk mitigation actions, including Rapid Exposure Drills (RED)
Develop strong relationships with Sales, Client Service, Operations, and Risk partners
Collaborate with senior team leads to balance firm and client interests
Serve as a Subject Matter Expert on payment products, flows, and systems
Assist in developing policies and procedures to enhance governance and control
Own daily deliverables and contribute to medium/long-term projects
Challenge and improve risk reports and support the Payments Chief Risk Officer

Required Qualifications, Capabilities, and Skills

Minimum of a Bachelor’s degree in Economics, Finance, Business or a related discipline
Significant experience in credit risk, market risk, liquidity risk or financial risk management
Ability to work and analyze large, complex data sets, utilizing tools such as Excel, SQL, Tableau, or other data analysis platforms to extract insights and drive decision-making
Experience creating clear, concise, and visually compelling presentations for executive audiences, effectively communicating complex data and recommendations using PowerPoint or similar tools
Strong understanding of Payments products
Ability to work autonomously in a time-sensitive environment, using data and critical thinking for real-time decisions
Strong communication, organizational, and time management skills
Qualitative and quantitative knowledge of credit risk management
Ability to assess regulation impact on credit risk and translate into actionable deliverables
Desire to understand various lines of business and develop technology platforms
Proven control mindset and strong partnership skills

Preferred Qualifications, Capabilities, and Skills

Experience in developing technology platforms
Familiarity with global payment systems and regulations
Advanced analytical skills and proficiency in data analysis tools
Experience in crisis management and risk mitigation
Ability to collaborate effectively across diverse teams
Strong leadership skills and experience in project management
Knowledge of financial markets and economic trends

Join us to make impactful credit decisions and achieve strategic outcomes in a dynamic financial environment

Bulge Bracket Investment Banks

17 days ago

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Wholesale Credit Risk Intraday Payments Vice President

at J.P. Morgan

ExperiencedNo visa sponsorship

Not specified

Currency not set

City: London

Country: United Kingdom

Join the Commercial & Investment Bank Wholesale Credit Risk Intraday Payments team to make real-time credit decisions for intraday payments and manage overnight overdrafts within credit authority. You will assess client credit characteristics, monitor payment flows for abnormal activity, participate in crisis management, and serve as a subject matter expert on payment products and systems. The role requires partnering with Sales, Client Service, Operations and Risk, improving governance and controls, and delivering both daily operational decisions and longer-term projects. Strong analytical skills and the ability to work under time pressure using data-driven tools are essential.

Apply now

Full Job Description

Location: LONDON, United Kingdom

Job Responsibilities

Monitor and build up to real-time credit decisions (Approval/Rejection/Escalation) for intraday payments
Review and approve overnight overdrafts using credit authority within the firm's framework
Work with Credit Officers and the Business to address business disruptions and implement solutions
Learn client behaviors to identify abnormal activity and prepare for market events
Participate in crisis management and risk mitigation actions, including Rapid Exposure Drills (RED)
Develop strong relationships with Sales, Client Service, Operations, and Risk partners
Collaborate with senior team leads to balance firm and client interests
Serve as a Subject Matter Expert on payment products, flows, and systems
Assist in developing policies and procedures to enhance governance and control
Own daily deliverables and contribute to medium/long-term projects
Challenge and improve risk reports and support the Payments Chief Risk Officer

Required Qualifications, Capabilities, and Skills

Minimum of a Bachelor’s degree in Economics, Finance, Business or a related discipline
Significant experience in credit risk, market risk, liquidity risk or financial risk management
Ability to work and analyze large, complex data sets, utilizing tools such as Excel, SQL, Tableau, or other data analysis platforms to extract insights and drive decision-making
Experience creating clear, concise, and visually compelling presentations for executive audiences, effectively communicating complex data and recommendations using PowerPoint or similar tools
Strong understanding of Payments products
Ability to work autonomously in a time-sensitive environment, using data and critical thinking for real-time decisions
Strong communication, organizational, and time management skills
Qualitative and quantitative knowledge of credit risk management
Ability to assess regulation impact on credit risk and translate into actionable deliverables
Desire to understand various lines of business and develop technology platforms
Proven control mindset and strong partnership skills

Preferred Qualifications, Capabilities, and Skills

Experience in developing technology platforms
Familiarity with global payment systems and regulations
Advanced analytical skills and proficiency in data analysis tools
Experience in crisis management and risk mitigation
Ability to collaborate effectively across diverse teams
Strong leadership skills and experience in project management
Knowledge of financial markets and economic trends

Join us to make impactful credit decisions and achieve strategic outcomes in a dynamic financial environment

Job Details

Wholesale Credit Risk Intraday Payments Vice President

Full Job Description

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Job Details

Wholesale Credit Risk Intraday Payments Vice President

Full Job Description

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