Location: Bengaluru, Karnataka, India

Join us as we build the future of digital banking, where your expertise shapes seamless customer experiences. You’ll be part of a passionate, diverse team focused on creating value and driving innovation. At JPMorgan Chase, we empower you to grow your career, expand your skills, and make a real impact. We value curiosity, collaboration, and a commitment to excellence. Discover an environment where your ideas help redefine what’s possible in banking.

As a Senior Associate - Process Engineering - Vice President at JPMorgan Chase within the Digital Retail Banking team, you will design and optimize end-to-end operational processes with a focus on Fraud and Financial Crime. You’ll collaborate across product, controls, operations, and technology to ensure every customer journey is robust, compliant, and efficient. Your hands-on approach will translate regulatory and business requirements into clear, actionable process models. You’ll help foster a culture of innovation and continuous improvement, making a meaningful impact on our customers and business partners.

 

Job Responsibilities:

• Design and document customer and operational journeys using BPMN 2.0 standards in Signavio
• Focus on fraud detection, transaction monitoring, AML/KYC, sanctions screening, and case management processes
• Ensure processes embed legal, compliance, and risk requirements while maintaining strong customer experience outcomes
• Collaborate with Legal, Compliance, Risk & Control, Operations, and Product teams to validate design accuracy
• Drive “first-time right” design discipline to minimize downstream rework
• Conduct process research and benchmarking to identify simplification opportunities
• Analyze current-state processes to identify gaps, bottlenecks, and automation opportunities
• Recommend process enhancements that improve efficiency, control effectiveness, and fraud prevention
• Support integration of LLM-based tools for SOP drafting and knowledge management
• Partner with Technology and Operations to translate process designs into systems and procedures
• Manage process-related change tickets and updates in JIRA, maintaining strong hygiene and traceability

 

Required qualifications, capabilities, and skills:

• Experience in process design or business analysis within retail banking and wealth management, ideally across Fraud, Financial Crime, Payments, or Servicing
• Ability to design or reengineer complex processes that meet operational, regulatory, and customer objectives
• Understanding of fraud and financial crime frameworks, including AML, KYC, sanctions, suspicious activity reporting, and transaction monitoring
• Working knowledge of BPMN 2.0 and proficiency in Signavio or similar BPM tools
• Experience using JIRA for workflow management and Confluence for documentation
• Skill in synthesizing regulatory and business requirements into clear process logic
• Strong analytical and problem-solving skills focused on simplification, efficiency, and control
• Attention to detail with ability to challenge, influence, and engage stakeholders constructively
• Excellent written and verbal communication skills, including presenting process designs to senior stakeholders
• Independent, proactive, and delivery-focused mindset

 

Preferred qualifications, capabilities, and skills:

• Exposure to the UK retail banking landscape, products, and regulation
• Experience with Jira and Confluence
• Consulting experience with large-scale transformation initiatives in retail banking
• Key deliverables in Year 1: delivery of assigned process journey designs and change tickets
• Preferably with exposure to fraud, financial crime, payments, or servicing functions.
• Exposure to AI/LLM-assisted process or documentation design tools

 

You are a seasoned Business Process Analyst with a passion to design new business processes for a UK based digital retail bank.