
at J.P. Morgan
Bulge Bracket Investment BanksPosted 13 days ago
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**Risk Management VP - Strategic Analytics - Consumer Card Risk Portfolio** As a Vice President in Risk Management's Consumer Card Risk Portfolio, you'll drive strategic analytics to balance customer engagement and manage risk exposure. Lead cross-functional teams to innovate risk policies and enhance financial performance. Collaborate with Risk Governance, Legal, and Finance to ensure compliance with consumer credit laws and regulations. **Key Responsibilities:** - Lead data-driven strategies to challenge and recommend customer exposure policies - Manage income waterfall policies for proactive risk management across portfolios - Influence key stakeholders and influence across Risk Management, Lending, IT, and Business Units **Required Skills & Experience:** - 7+ years in the lending industry, with 3+ years in risk management, data analytics, or similar roles - Bachelor's degree in a quantitative discipline (master's preferred) - Expertise in customer credit laws and regulations, SQL, Excel, PowerPoint, and Tableau - Proven leadership in analytics, risk management, and team building
- Compensation
- Not specified USD
- City
- Wilmington
- Country
- United States
Currency: $ (USD)
Full Job Description
Location: Wilmington, DE, United States
Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.
As a Strategic Analytics Vice president in Consumer Card Risk Portfolio, you will be part of the core strategies that keep our customers engaged while managing the risk of customers total exposure. You will be responsible for leading the efforts to provide effective challenge and recommendations to the customer exposure policies, supporting the balance between satisfying customer total exposure needs and responsible lending. You will also be responsible for the risk management of the waterfall income policies, where decisions are made of the best source of income to be leveraged to assess affordability and risk across portfolio proactive strategies. You will meet regularly with partners across Risk Management (as both customer exposure and waterfall income are upstream strategies for many proactive strategies across acquisitions and portfolio), Finance, Lending, Product and Business units.
Job Responsibilities
- Lead analytics to drive risk policies and innovation partnering with and influencing cross functional teams
- Work with areas across Risk, Lending and IT to support the launch of risk policies and capabilities with an emphasis on strong testing and controls, while keeping customer experience at top of mind
- Mange risk policies to drive financial performance and risk mitigation improvements while innovating to ensure optimal policies performance
- Lead inclusively, with purpose and integrity, and strong focus on continuous professional development and talent management
- Work closely with Risk Governance, Legal and Compliance to ensure policies are in compliance with laws and regulations
Required qualifications, capabilities, and skills
- Bachelor's degree in a quantitative discipline from an accredited college/university required
- 7+ years of experience in the lending industry
- Strong project management skills and attention to detail to deliver new policies in a complex decision technology environment
- Demonstrated leadership in solving business problems and working past ambiguity through structured analytics and effective communication and interpersonal skills
- Proven ability to develop effective controls and manage risk
- Strong knowledge and understanding of Consumer Credit laws and regulations
- 1+ years of experience building and leading a team of analytics professionals
- 3+ years of experience in Risk Management, Data and Analytics or similar roles
- Strong SQL coding skills, Excel, Microsoft PowerPoint and Tableau skills
Preferred qualifications, capabilities, and skills
- 1+ years of experience building and leading a team of analytics professionals
- 3+ years of experience in Risk Management, Data and Analytics or similar roles
- Strong SQL coding skills, Excel, Microsoft PowerPoint and Tableau skills



