Location: EDINBURGH, MIDLOTHIAN, United Kingdom

Join our Credit Middle Office Team and partner with lending and credit teams to support Private Banking and Wealth clients.

As a Credit Risk Support Analyst within the Credit Middle Office, you will support the end-to-end credit lifecycle for Private Banking and Wealth Management clients. You will work closely with Lending Advisors, Credit Executives, Underwriters, and Mortgage Solutions teams to deliver accurate, policy-compliant credit operations and data management. You will work within a team responsible for facility set-up and renewals in credit systems, credit portfolio maintenance, and high-quality data entry, validation, and reporting in line with Corporate Credit Policy, as well as credit risk monitoring and providing subject-matter expertise for targeted projects.

 

Job responsibilities

• Set up and maintain credit lines in corporate and Private Banking systems in accordance with Credit Policy.
• Support Credit Portfolio Management, including annual reviews, exception monitoring, and data maintenance.
• Produce and manage Credit Risk and Regulatory Reporting, including ownership of the Master CRRT.
• Maintain critical client credit data across corporate systems with a high degree of accuracy.
• Investigate and resolve ad-hoc credit-related issues raised by Credit Executives or Capital Advisory.
• Identify and propose process improvement and re-engineering solutions to address breaks and inefficiencies.
• Partner with business stakeholders to implement system, policy, and procedural changes in line with Change Control standards.
• Contribute to strategic projects and initiatives.

 

Required qualifications, capabilities and skills

• Demonstrated experience in credit, middle office operations, or financial services support.
• Strong analytical skills with close attention to detail and proficiency in Excel (formulas, data analysis).
• Solid understanding of credit concepts and lending products.
• Ability to manage multiple priorities in a fast-paced, deadline-driven environment.
• Skilled communicatorwritten and verbalacross all levels and geographies.
• Control mindset with the ability to develop sound business judgment and risk sensitivity.
• Proficiency in MS Office.

 

Preferred qualifications, capabilities and skills

• Experience with Alteryx, Python or Tableau.
• Prior experience in credit, lending, or middle office operations.
• Risk experience within a Wealth Management institution.

Support end-to-end credit lifecycle for Private Banking and Wealth Management EMEA clients.