Posted 17 days ago
No clicks
Join J.P. Morgan's Wealth Management team as a Credit Analyst in Geneva, Switzerland, evaluating and managing credit requests for high net worth and ultra-high net worth clients. You will analyze financial statements, assess risk, calculate cash flow and balance sheet ratios, and recommend credit actions while adhering to the firm's risk standards and regulatory requirements. The role involves close collaboration with front office teams, mentoring junior analysts, managing credit portfolios, and driving process improvements in a fast-paced environment.
- Compensation
- Not specified
- City
- Geneva
- Country
- Switzerland
Currency: Not specified
Full Job Description
Location: GE, Switzerland
Join our Wealth Management team and help shape the financial futures of high net worth clients. You will play a key role in delivering innovative credit solutions, collaborating with talented professionals, and supporting our commitment to excellence and client service. At J.P. Morgan, you will have opportunities for growth, learning, and making a meaningful impact in a supportive and inclusive culture.
As a Credit Analyst, you will evaluate and manage credit requests for high net worth and ultra-high net worth clients. You will analyze financial statements, assess risk, and recommend solutions that meet client needs while maintaining the firm’s risk standards. Your expertise will help drive business growth and ensure prudent risk management. You will work closely with front office teams and contribute to process improvements and team development.
Job Responsibilities:Evaluate consumer and business credit requests using Credit Risk Policies and Guidelines. Analyze financial statements, credit reports, and public information to assess client risk. Calculate cash flow and balance sheet ratios to determine risk of default. Assess collateral, loan covenants, and potential loss scenarios. Identify and clearly articulate risks and mitigating factors for each credit request. Recommend actions with clear, concise rationale. Understand and communicate geo-political and jurisdictional risks for clients. Collaborate with front office to gather information and negotiate loan terms. Escalate credit issues and provide solutions to senior management. Manage credit portfolios and ensure timely escalation of risk concerns. Mentor less experienced analysts and support partners. Postgraduate degree in Finance, Accounting, Economics, or Business Management. Strong computer skills, including Microsoft Excel, Word, and PowerPoint. Excellent analytical, organizational, and problem-solving abilities. Strong communication skills and attention to detail. Ability to collaborate with colleagues at all levels. Commitment to customer service and teamwork. Ability to work in a high-volume, fast-paced environment. Proven ability to meet or exceed targets for volume, timing, and quality. Experience in credit analysis or risk management. Knowledge of regulatory standards and risk grading methodologies. High level of integrity and professionalism.
Required qualifications, capabilities, and skills:
Preferred qualifications, capabilities, and skills:Experience with securities-based and specialty lending solutions. Familiarity with Basel III standards and regulatory requirements. Advanced proficiency in financial modeling and analysis. Experience mentoring or training team members. Strong project management skills. Ability to drive process improvements. Knowledge of wealth management products and services. Deliver tailored credit solutions and risk assessments for high net worth clients in a dynamic wealth management environment.
Job Details
ExperiencedNo visa sponsorship
Not specified
Currency not set
City: Geneva
Country: Switzerland
Join J.P. Morgan's Wealth Management team as a Credit Analyst in Geneva, Switzerland, evaluating and managing credit requests for high net worth and ultra-high net worth clients. You will analyze financial statements, assess risk, calculate cash flow and balance sheet ratios, and recommend credit actions while adhering to the firm's risk standards and regulatory requirements. The role involves close collaboration with front office teams, mentoring junior analysts, managing credit portfolios, and driving process improvements in a fast-paced environment.
Full Job Description
Location: GE, Switzerland
Join our Wealth Management team and help shape the financial futures of high net worth clients. You will play a key role in delivering innovative credit solutions, collaborating with talented professionals, and supporting our commitment to excellence and client service. At J.P. Morgan, you will have opportunities for growth, learning, and making a meaningful impact in a supportive and inclusive culture.
As a Credit Analyst, you will evaluate and manage credit requests for high net worth and ultra-high net worth clients. You will analyze financial statements, assess risk, and recommend solutions that meet client needs while maintaining the firm’s risk standards. Your expertise will help drive business growth and ensure prudent risk management. You will work closely with front office teams and contribute to process improvements and team development.
Job Responsibilities:Evaluate consumer and business credit requests using Credit Risk Policies and Guidelines. Analyze financial statements, credit reports, and public information to assess client risk. Calculate cash flow and balance sheet ratios to determine risk of default. Assess collateral, loan covenants, and potential loss scenarios. Identify and clearly articulate risks and mitigating factors for each credit request. Recommend actions with clear, concise rationale. Understand and communicate geo-political and jurisdictional risks for clients. Collaborate with front office to gather information and negotiate loan terms. Escalate credit issues and provide solutions to senior management. Manage credit portfolios and ensure timely escalation of risk concerns. Mentor less experienced analysts and support partners. Postgraduate degree in Finance, Accounting, Economics, or Business Management. Strong computer skills, including Microsoft Excel, Word, and PowerPoint. Excellent analytical, organizational, and problem-solving abilities. Strong communication skills and attention to detail. Ability to collaborate with colleagues at all levels. Commitment to customer service and teamwork. Ability to work in a high-volume, fast-paced environment. Proven ability to meet or exceed targets for volume, timing, and quality. Experience in credit analysis or risk management. Knowledge of regulatory standards and risk grading methodologies. High level of integrity and professionalism.
Required qualifications, capabilities, and skills:
Preferred qualifications, capabilities, and skills:Experience with securities-based and specialty lending solutions. Familiarity with Basel III standards and regulatory requirements. Advanced proficiency in financial modeling and analysis. Experience mentoring or training team members. Strong project management skills. Ability to drive process improvements. Knowledge of wealth management products and services. Deliver tailored credit solutions and risk assessments for high net worth clients in a dynamic wealth management environment.
Careers
Applications
© 2026 Canary Wharfian. All Rights Reserved.