Work with relevant stakeholders (across 1LOD, 2LOD, 3LOD) to ensure that newly developed Wholesale IRB models are compliant with internal and regulatory expectations. Extensive experience in developing or reviewing Wholesale IRB models. Extensive knowledge of the applicable regulations on Wholesale IRB models by EBA/ECB, PRA or HKMA. Experience in leading small group of junior model developer or validators. Comprehensive knowledge of statistical model and scorecard development techniques. Experience with some statistical modelling software / programming language e.g. SAS, Python, R, Matlab, C++, VBA. Ability to present complex statistical concepts and results to non-technical audiences in a persuasive and compelling manner. Team-oriented mentality combined with ability to complete tasks independently to a high-quality standard