Business Management Specialist, Associate

Position Overview

Job Title- Business Management Specialist, Associate

Location- Mumbai, India

Role Description

We are seeking a detail-oriented and analytically strong Associate to join our Private Bank - Financial Resource Management team. The role focuses on managing and optimizing Credit Risk-RWA (Risk Weighted Assets), with a strong emphasis on regulatory compliance/alignment under Basel IV.

What we’ll offer you

As part of our flexible scheme, here are just some of the benefits that you’ll enjoy

• Best in class leave policy
• Gender neutral parental leaves
• 100% reimbursement under childcare assistance benefit (gender neutral)
• Sponsorship for Industry relevant certifications and education
• Employee Assistance Program for you and your family members
• Comprehensive Hospitalization Insurance for you and your dependents
• Accident and Term life Insurance
• Complementary Health screening for 35 yrs. and above

Your key responsibilities

• Collaborate with Lending Heads, Finance, and Risk teams to put together reliable estimates of Credit Risk - RWA for Flash and Forecasts. Further ensure timely and accurate submission aligned with group reporting timelines.
• Monitor Credit Risk-RWA Actuals in line with Basel IV regulatory requirements and validate alignment with Flash figures.
• Investigate and resolve data quality issues in coordination with Risk and Finance teams during month-end reporting.
• Identify RWA optimization opportunities post month-end. Further, work with Operations, Risk, and Finance to address root causes and implement fixes at source.
• Prepare Credit Risk - RWA estimates for the annual Planning process. Respond to capital-related queries from regional teams.
• Handle ad-hoc capital-related queries/requests from senior management and cross-functional teams.
• Track and Monitor Leverage Exposure Actuals and ensure consistency with Flash. Address discrepancies and data quality issues with relevant stakeholders.

Your skills and experience

• Strong understanding of Basel IV regulations, especially pertaining to credit risk.
• 4–5 years of relevant experience in Credit Risk - RWA, CR RWA Quality Assurance, or Capital Management.
• Proficiency in Excel and PowerPoint; familiarity with data visualization and reporting tools is a plus.
• Excellent communication and stakeholder management skills.
• Strong analytical and problem-solving skills.
• Ability to work under pressure and manage multiple deliverables across global teams.

How we’ll support you

• Training and development to help you excel in your career
• Coaching and support from experts in your team
• A culture of continuous learning to aid progression
• A range of flexible benefits that you can tailor to suit your needs

About us and our teams

Please visit our company website for further information:

https://www.db.com/company/company.html

We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.
Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group.
We welcome applications from all people and promote a positive, fair and inclusive work environment.