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Retail Credit Risk Models Analyst

ExperiencedNo visa sponsorship
Citi logo

at Citi

Bulge Bracket Investment Banks

Posted 5 days ago

No clicks

**Retail Credit Risk Models Analyst (Chennai, India) - Citi:** - Evaluate credit risks, analyze trends, and manage credit portfolios - Support UAE Wealth CG/CPC Risk team, improve credit risk management practices - Requires 1-2 years' experience in credit risk or related fields (Finance, Accounting, Economics) - Profound Excel skills, familiarity with SAS, Python, or R beneficial - Bachelor's degree or equivalent in relevant discipline, exceptional analytical and communications skills

Compensation
Not specified

Currency: Not specified

City
Chennai
Country
India

Full Job Description

Retail Credit Risk Models Analyst

Apply (opens in new window)
Save
Job Req Id:
26960883
Location(s):
Chennai, Tamil Nadu, India
Job Type:
Hybrid
Posted:
May. 07, 2026

Discover your future at Citi

Working at Citi is far more than just a job. A career with us means joining a team of more than 230,000 dedicated people from around the globe. At Citi, youll have the opportunity to grow your career, give back to your community and make a real impact.

Job Overview

Citi is seeking an experienced and motivated professional to join its Risk Management team as a Credit Review Senior Analyst. This role plays a critical part in evaluating and improving credit risk management practices. The successful candidate will contribute to UAE Wealth CG/CPC Risk team in identifying, monitoring, and mitigating emerging credit risks and model management. This position requires strong analytical capabilities, independent judgment, and leadership experience in credit risk or related areas.

The role will provide analytical and project support to Unsecured Credit Policy and Scoring team, help produce internal reporting, and contribute to key presentations and regulatory deliverables. The ideal candidate will have credit knowledge, experience in risk systems and metrics, managing complex credit risk reviews and business monitoring activities.

What youll do

  • Assess the effectiveness of Citis credit risk management practices and support identification and mitigation of credit risk across unsecured portfolios

  • Analyze credit risks by utilizing reports, scorecards, risk systems, and expert judgment

  • Evaluate moderately complex and variable credit issues with significant business impact

  • Support the preparation of Credit Portfolio Scorecards and trend analysis reports

  • Champion all Scoring Strategy analysis delivery and implementations. Perform score and non-score monitoring MIS and validations and conduct quarterly scoring reviews

  • Engage with Model Risk Management and Model developers for model changes and Ongoing performance assessment documentation and Annual Model Reviews. Manage the model change and model development documentation.

  • Prepare internal presentations for management and regulatory stakeholders

What well need from you

  • 1-2 years of relevant experience in credit risk, financial analysis, or a related quantitative field.

  • Bachelors degree (or equivalent experience) in Finance, Accounting, Economics, Computer Science, or a related field

  • Intermediate to advanced proficiency in Microsoft Office tools (Excel, PowerPoint etc.)

  • Strong English written and verbal communication skills

  • Excellent time management, organizational, and analytical abilities

  • Experience with SAS and other analytical programs (Python, R) is a plus

------------------------------------------------------

Job Family Group:

Risk Management

------------------------------------------------------

Job Family:

Portfolio Credit Risk Management

------------------------------------------------------

Time Type:

Full time

------------------------------------------------------

Most Relevant Skills

Analytical Thinking, Constructive Debate, Escalation Management, Industry Knowledge, Policy and Procedure, Policy and Regulation, Process Execution, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.

------------------------------------------------------

Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

------------------------------------------------------

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi (opens in new window).

View Citis EEO Policy Statement (opens in new window) and the Know Your Rights (opens in new window) poster.

Apply (opens in new window)
Save

Retail Credit Risk Models Analyst

Compensation

Not specified

City: Chennai

Country: India

Citi logo
Bulge Bracket Investment Banks

5 days ago

No clicks

at Citi

ExperiencedNo visa sponsorship

**Retail Credit Risk Models Analyst (Chennai, India) - Citi:** - Evaluate credit risks, analyze trends, and manage credit portfolios - Support UAE Wealth CG/CPC Risk team, improve credit risk management practices - Requires 1-2 years' experience in credit risk or related fields (Finance, Accounting, Economics) - Profound Excel skills, familiarity with SAS, Python, or R beneficial - Bachelor's degree or equivalent in relevant discipline, exceptional analytical and communications skills

Full Job Description

Retail Credit Risk Models Analyst

Apply (opens in new window)
Save
Job Req Id:
26960883
Location(s):
Chennai, Tamil Nadu, India
Job Type:
Hybrid
Posted:
May. 07, 2026

Discover your future at Citi

Working at Citi is far more than just a job. A career with us means joining a team of more than 230,000 dedicated people from around the globe. At Citi, youll have the opportunity to grow your career, give back to your community and make a real impact.

Job Overview

Citi is seeking an experienced and motivated professional to join its Risk Management team as a Credit Review Senior Analyst. This role plays a critical part in evaluating and improving credit risk management practices. The successful candidate will contribute to UAE Wealth CG/CPC Risk team in identifying, monitoring, and mitigating emerging credit risks and model management. This position requires strong analytical capabilities, independent judgment, and leadership experience in credit risk or related areas.

The role will provide analytical and project support to Unsecured Credit Policy and Scoring team, help produce internal reporting, and contribute to key presentations and regulatory deliverables. The ideal candidate will have credit knowledge, experience in risk systems and metrics, managing complex credit risk reviews and business monitoring activities.

What youll do

  • Assess the effectiveness of Citis credit risk management practices and support identification and mitigation of credit risk across unsecured portfolios

  • Analyze credit risks by utilizing reports, scorecards, risk systems, and expert judgment

  • Evaluate moderately complex and variable credit issues with significant business impact

  • Support the preparation of Credit Portfolio Scorecards and trend analysis reports

  • Champion all Scoring Strategy analysis delivery and implementations. Perform score and non-score monitoring MIS and validations and conduct quarterly scoring reviews

  • Engage with Model Risk Management and Model developers for model changes and Ongoing performance assessment documentation and Annual Model Reviews. Manage the model change and model development documentation.

  • Prepare internal presentations for management and regulatory stakeholders

What well need from you

  • 1-2 years of relevant experience in credit risk, financial analysis, or a related quantitative field.

  • Bachelors degree (or equivalent experience) in Finance, Accounting, Economics, Computer Science, or a related field

  • Intermediate to advanced proficiency in Microsoft Office tools (Excel, PowerPoint etc.)

  • Strong English written and verbal communication skills

  • Excellent time management, organizational, and analytical abilities

  • Experience with SAS and other analytical programs (Python, R) is a plus

------------------------------------------------------

Job Family Group:

Risk Management

------------------------------------------------------

Job Family:

Portfolio Credit Risk Management

------------------------------------------------------

Time Type:

Full time

------------------------------------------------------

Most Relevant Skills

Analytical Thinking, Constructive Debate, Escalation Management, Industry Knowledge, Policy and Procedure, Policy and Regulation, Process Execution, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.

------------------------------------------------------

Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

------------------------------------------------------

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi (opens in new window).

View Citis EEO Policy Statement (opens in new window) and the Know Your Rights (opens in new window) poster.

Apply (opens in new window)
Save